{"id":62138,"date":"2025-10-31T11:29:38","date_gmt":"2025-10-31T11:29:38","guid":{"rendered":"https:\/\/crowdfundjunction.com\/blog\/revolut-rolls-out-11-usd-to-stablecoin-swaps-with-zero-fees-or-spreads\/"},"modified":"2025-10-31T11:29:38","modified_gmt":"2025-10-31T11:29:38","slug":"revolut-rolls-out-11-usd-to-stablecoin-swaps-with-zero-fees-or-spreads","status":"publish","type":"post","link":"https:\/\/crowdfundjunction.com\/blog\/revolut-rolls-out-11-usd-to-stablecoin-swaps-with-zero-fees-or-spreads\/","title":{"rendered":"Revolut rolls out 1:1 USD-to-stablecoin swaps with zero fees or spreads"},"content":{"rendered":"<p><b>(Originally posted on : CoinJournal: Latest Crypto News, Altcoin News and Cryptocurrency Comparison )<\/b><br \/>\n<\/p>\n<div data-site=\"CoinJournal\">\n<div class=\"-mt-16  mb-8  lg:-mt-20  rounded-md  shadow-md\">\n<div class=\"relative  z-10  post-article-image  rounded  overflow-hidden\" data-site=\"CoinJournal\">\n<picture><source srcset=\"https:\/\/coinjournal.net\/wp-content\/uploads\/imagecache\/2021\/06\/2-Revolut-smartcrop-750x375.webp\" type=\"image\/webp\" media=\"(min-width: 750px)\"\/><source srcset=\"https:\/\/coinjournal.net\/wp-content\/uploads\/imagecache\/2021\/06\/2-Revolut-smartcrop-363x181.webp\" type=\"image\/webp\"\/><source srcset=\"https:\/\/coinjournal.net\/wp-content\/uploads\/imagecache\/2021\/06\/2-Revolut-smartcrop-750x375.jpg\" type=\"image\/jpeg\" media=\"(min-width: 750px)\"\/><source srcset=\"https:\/\/coinjournal.net\/wp-content\/uploads\/imagecache\/2021\/06\/2-Revolut-smartcrop-363x181.jpg\" type=\"image\/jpeg\"\/>\n<\/picture>                            <\/div>\n<\/p><\/div>\n<ul>\n<li>Revolut users can now swap USD for USDT or USDC with zero fees.<\/li>\n<li>The service supports six major blockchains, including Ethereum and Solana.<\/li>\n<li>Revolut\u2019s crypto unit drove a 298% revenue surge in 2024.<\/li>\n<\/ul>\n<p>Revolut has introduced fee-free, 1:1 USD-to-stablecoin conversions, eliminating traditional costs and spreads and allowing the company\u2019s 65 million users to exchange US dollars for USDT or USDC across multiple blockchains at no extra cost.<\/p>\n<h2>Revolut removes friction between fiat and crypto<\/h2>\n<p>The new feature enables Revolut users to convert USD directly into Tether (USDT) or USD Coin (USDC) on a true one-to-one basis.<\/p>\n<p>Customers can swap up to $578,000, or roughly \u20ac500,000, over a 30-day rolling period without paying any fees or spreads.<\/p>\n<p>For every dollar deposited, users receive a matching stablecoin amount, effectively removing the pricing anxiety and conversion friction that typically come with moving between fiat and crypto.<\/p>\n<p>The service supports transactions across six major blockchain networks, including <a href=\"https:\/\/coinjournal.net\/ethereum\/what-is-ethereum\/\">Ethereum<\/a>, Solana, and <a href=\"https:\/\/coinjournal.net\/tron\/what-is-tron\/\">Tron<\/a>, giving users flexible routing options.<\/p>\n<p>The app automatically handles the technical steps, letting customers pick their destination chain without dealing with complex bridging or on-chain settlements.<\/p>\n<p>Revolut\u2019s Head of Product for Crypto, Leonid Bashlykov, <a href=\"https:\/\/www.linkedin.com\/posts\/bashleon_11-stablecoins-by-revolut-100-means-activity-7389584249487589377-nB0l?utm_source=li_share&amp;utm_content=feedcontent&amp;utm_medium=g_dt_web&amp;utm_campaign=copy\">described<\/a> the rollout as a major leap toward making crypto access seamless.<\/p>\n<p>Bashlykov said the company is covering the spread internally to guarantee exact 1:1 conversions, provided the stablecoins maintain their dollar peg.<\/p>\n<h2>A model built on simplicity and trust<\/h2>\n<p>Revolut\u2019s in-app swap feature mirrors the company\u2019s earlier approach to foreign exchange, which set a new standard for transparent, real-time conversions in digital banking.<\/p>\n<p>Just as Revolut made zero-commission FX trading mainstream a decade ago, it now aims to make stablecoin swaps just as simple and accessible.<\/p>\n<p>The fintech clarified that while the in-app conversion is completely free, standard network gas fees or withdrawal costs may still apply when tokens move off-platform.<\/p>\n<p>Even so, the elimination of spreads and conversion fees marks a rare example of a financial institution fully absorbing costs to simplify crypto adoption.<\/p>\n<p>For small and medium-sized businesses, particularly in regions facing currency instability, the implications are significant.<\/p>\n<p>Venture capitalist Elbruz Y\u0131lmaz noted that Revolut\u2019s clean one-to-one ramp \u201cturns stablecoins from a speculative asset into working capital infrastructure,\u201d helping businesses reduce foreign exchange losses and speed up payment cycles.<\/p>\n<h2>Revolut building on the strong performance of its crypto unit<\/h2>\n<p>The rollout builds on a strong year for Revolut\u2019s wealth division, which includes crypto trading, commodities, and savings.<\/p>\n<p>The segment <a href=\"https:\/\/assets.revolut.com\/pdf\/annualreport2024.pdf\">posted<\/a> a 298% jump in revenue in 2024, reaching \u00a3506 million, driven largely by growing demand for digital asset products.<\/p>\n<p>The company\u2019s full-year results showed a record \u00a31.1 billion in profit and total revenue of \u00a33.1 billion, underscoring its evolution from a digital bank into a global financial powerhouse.<\/p>\n<p>Much of that momentum stems from Revolut X, the firm\u2019s professional trading platform launched in 2024.<\/p>\n<p>Offering over 100 tokens with zero maker fees and minimal taker fees, Revolut X positioned the fintech as a direct competitor to established crypto exchanges.<\/p>\n<p>Its expansion to 30 European countries later that year strengthened the company\u2019s foothold in the region.<\/p>\n<p>With its new 1:1 stablecoin conversion, Revolut has not only removed a major barrier to digital asset adoption but has also redefined what a modern neobank can offer.<\/p>\n<p>In doing so, it positions itself at the intersection of traditional banking and the decentralized financial future that is rapidly taking shape.<\/p>\n<div class=\"post-meta\">\n<hr class=\"mb-6\"\/>\n<h6 class=\"text-3xl  mb-4  text-green-300\">Share this article<\/h6>\n<hr class=\"mb-6\"\/>\n<h6 class=\"text-3xl  mb-4  text-green-300\">Categories<\/h6>\n<hr class=\"mb-6\"\/>\n<h6 class=\"text-3xl  mb-4  text-green-300\">Tags<\/h6>\n<\/p><\/div>\n<\/p><\/div>\n<p><a href=\"https:\/\/coinjournal.net\/news\/revolut-rolls-out-11-usd-to-stablecoin-swaps-with-zero-fees-or-spreads\/\">Source link <\/a><br \/>\n<br \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Originally posted on : CoinJournal: Latest Crypto News, Altcoin News and Cryptocurrency Comparison ) Revolut users can now swap USD for USDT or USDC with zero fees. The service supports six major blockchains, including Ethereum and Solana. Revolut\u2019s crypto unit drove a 298% revenue surge in 2024. Revolut has introduced fee-free, 1:1 USD-to-stablecoin conversions, eliminating [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":62139,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[35],"tags":[],"_links":{"self":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/62138"}],"collection":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/comments?post=62138"}],"version-history":[{"count":0,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/62138\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media\/62139"}],"wp:attachment":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media?parent=62138"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/categories?post=62138"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/tags?post=62138"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}