{"id":64710,"date":"2025-12-15T14:29:35","date_gmt":"2025-12-15T14:29:35","guid":{"rendered":"https:\/\/crowdfundjunction.com\/blog\/jpmorgan-expands-blockchain-push-with-tokenized-money-market-fund-on-ethereum\/"},"modified":"2025-12-15T14:29:35","modified_gmt":"2025-12-15T14:29:35","slug":"jpmorgan-expands-blockchain-push-with-tokenized-money-market-fund-on-ethereum","status":"publish","type":"post","link":"https:\/\/crowdfundjunction.com\/blog\/jpmorgan-expands-blockchain-push-with-tokenized-money-market-fund-on-ethereum\/","title":{"rendered":"JPMorgan expands blockchain push with tokenized money-market fund on Ethereum"},"content":{"rendered":"<p><b>(Originally posted on : CoinJournal: Latest Crypto News, Altcoin News and Cryptocurrency Comparison )<\/b><br \/>\n<\/p>\n<div data-site=\"CoinJournal\">\n<div class=\"-mt-16  mb-8  lg:-mt-20  rounded-md  shadow-md\">\n<div class=\"relative  z-10  post-article-image  rounded  overflow-hidden\" data-site=\"CoinJournal\">\n<picture><source srcset=\"https:\/\/coinjournal.net\/wp-content\/uploads\/imagecache\/2025\/12\/20251215_1733_JPMorgans-Blockchain-Expansion_simple_compose_01kcgy6m3jfvxtf7ekdg48kh0v-smartcrop-750x375.webp\" type=\"image\/webp\" media=\"(min-width: 750px)\"\/><source srcset=\"https:\/\/coinjournal.net\/wp-content\/uploads\/imagecache\/2025\/12\/20251215_1733_JPMorgans-Blockchain-Expansion_simple_compose_01kcgy6m3jfvxtf7ekdg48kh0v-smartcrop-363x181.webp\" type=\"image\/webp\"\/><source srcset=\"https:\/\/coinjournal.net\/wp-content\/uploads\/imagecache\/2025\/12\/20251215_1733_JPMorgans-Blockchain-Expansion_simple_compose_01kcgy6m3jfvxtf7ekdg48kh0v-smartcrop-750x375.png\" type=\"image\/jpeg\" media=\"(min-width: 750px)\"\/><source srcset=\"https:\/\/coinjournal.net\/wp-content\/uploads\/imagecache\/2025\/12\/20251215_1733_JPMorgans-Blockchain-Expansion_simple_compose_01kcgy6m3jfvxtf7ekdg48kh0v-smartcrop-363x181.png\" type=\"image\/jpeg\"\/>\n<\/picture>                            <\/div>\n<\/p><\/div>\n<ul>\n<li data-start=\"83\" data-end=\"650\">The fund is seeded with $100 million and requires a minimum investment of $1 million.<\/li>\n<li data-start=\"83\" data-end=\"650\">Tokenized money-market funds offer faster settlement, continuous trading, and onchain ownership visibility.<\/li>\n<li data-start=\"83\" data-end=\"650\">The tokenized money-market sector has grown to $9 billion in assets over the past year.<\/li>\n<\/ul>\n<p data-start=\"220\" data-end=\"624\">JPMorgan Chase is preparing to deepen its push into blockchain-based finance through a tokenized money-market fund on Ethereum, according to a <a href=\"https:\/\/www.wsj.com\/finance\/investing\/jpmorgan-steps-further-into-crypto-with-tokenized-money-fund-e3535f13\">Wall Street Journal repor<\/a>t published on Monday.<\/p>\n<p data-start=\"220\" data-end=\"624\">The bank has not formally announced the product, but the report suggests JPMorgan is moving closer to offering onchain versions of traditional cash-management tools as institutional interest in tokenization grows.<\/p>\n<p data-start=\"626\" data-end=\"978\">The reported initiative comes as large investors look for ways to deploy idle cash more efficiently while maintaining regulatory compliance.<\/p>\n<p data-start=\"626\" data-end=\"978\">With about $4 trillion in assets under management, JPMorgan\u2019s reported plans highlight how tokenization is evolving from experimental pilots into investment products associated with major global balance sheets.<\/p>\n<p data-start=\"980\" data-end=\"1174\">The proposed fund would enter a fast-growing segment of digital finance where money-market products are increasingly viewed as a bridge between traditional markets and blockchain infrastructure.<\/p>\n<h2 data-start=\"1176\" data-end=\"1215\">Tokenized money-market fund rollout<\/h2>\n<p data-start=\"1217\" data-end=\"1521\">The fund, known as My OnChain Net Yield Fund, or MONY, has been seeded with $100 million from JPMorgan\u2019s asset management division, the Wall Street Journal stated.<\/p>\n<p data-start=\"1217\" data-end=\"1521\">The product is expected to open to external, qualified investors this week, although no official confirmation has been issued by the bank.<\/p>\n<p data-start=\"1523\" data-end=\"1801\">The minimum investment is set at $1 million, keeping the fund focused on institutional participation rather than retail investors.<\/p>\n<p data-start=\"1523\" data-end=\"1801\">MONY is designed to operate in line with conventional money-market funds, holding short-term debt instruments and paying interest on a daily basis.<\/p>\n<p data-start=\"1803\" data-end=\"2007\">Investors would be able to redeem their shares either in cash or through Circle\u2019s USDC stablecoin, reflecting the growing use of regulated stablecoins in institutional settlement and liquidity management.<\/p>\n<h2 data-start=\"2009\" data-end=\"2049\">Why Ethereum and tokenization matter<\/h2>\n<p data-start=\"2051\" data-end=\"2386\">JPMorgan has built the reported fund on Kinexys Digital Assets, its in-house tokenization platform, with Ethereum selected as the underlying blockchain, according to the Wall Street Journal.<\/p>\n<p data-start=\"2051\" data-end=\"2386\">Tokenized funds record ownership onchain, allowing faster settlement, real-time visibility, and continuous trading beyond standard market hours.<\/p>\n<p data-start=\"2388\" data-end=\"2729\">These features are attracting attention from asset managers, trading firms, and treasury desks seeking operational efficiency while continuing to rely on low-risk instruments.<\/p>\n<p data-start=\"2388\" data-end=\"2729\">Tokenized money-market funds are also increasingly used within decentralised finance ecosystems as reserve assets and as collateral for trading and asset management.<\/p>\n<h2>Competition among financial giants<\/h2>\n<p data-start=\"2771\" data-end=\"3067\">JPMorgan\u2019s reported plans place it alongside other large financial institutions that have already launched tokenized money-market products.<\/p>\n<p data-start=\"2771\" data-end=\"3067\">Franklin Templeton introduced its BENJI fund in 2021, becoming one of the earliest traditional asset managers to adopt blockchain-based fund infrastructure.<\/p>\n<p data-start=\"3069\" data-end=\"3286\">BlackRock followed in 2024 with its BUIDL fund, developed with tokenization specialist Securitize, which has since attracted about $2 billion in assets, according to <a href=\"https:\/\/app.rwa.xyz\/treasuries\">data from RWA.xyz<\/a>.<\/p>\n<div class=\"post-meta\">\n<hr class=\"mb-6\"\/>\n<h6 class=\"text-3xl  mb-4  text-green-300\">Share this article<\/h6>\n<hr class=\"mb-6\"\/>\n<h6 class=\"text-3xl  mb-4  text-green-300\">Categories<\/h6>\n<hr class=\"mb-6\"\/>\n<h6 class=\"text-3xl  mb-4  text-green-300\">Tags<\/h6>\n<\/p><\/div>\n<\/p><\/div>\n<p><a href=\"https:\/\/coinjournal.net\/news\/jpmorgan-expands-blockchain-push-with-tokenized-money-market-fund-on-ethereum\/\">Source link <\/a><br \/>\n<br \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Originally posted on : CoinJournal: Latest Crypto News, Altcoin News and Cryptocurrency Comparison ) The fund is seeded with $100 million and requires a minimum investment of $1 million. Tokenized money-market funds offer faster settlement, continuous trading, and onchain ownership visibility. The tokenized money-market sector has grown to $9 billion in assets over the past [&hellip;]<\/p>\n","protected":false},"author":3947362361,"featured_media":64711,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[35],"tags":[],"_links":{"self":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/64710"}],"collection":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/users\/3947362361"}],"replies":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/comments?post=64710"}],"version-history":[{"count":0,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/64710\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media\/64711"}],"wp:attachment":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media?parent=64710"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/categories?post=64710"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/tags?post=64710"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}