{"id":64720,"date":"2025-12-15T17:26:08","date_gmt":"2025-12-15T17:26:08","guid":{"rendered":"https:\/\/crowdfundjunction.com\/blog\/jpmorgan-rolls-out-tokenized-money-market-fund-on-ethereum-report\/"},"modified":"2025-12-15T17:26:08","modified_gmt":"2025-12-15T17:26:08","slug":"jpmorgan-rolls-out-tokenized-money-market-fund-on-ethereum-report","status":"publish","type":"post","link":"https:\/\/crowdfundjunction.com\/blog\/jpmorgan-rolls-out-tokenized-money-market-fund-on-ethereum-report\/","title":{"rendered":"JPMorgan rolls out tokenized money-market fund on Ethereum: report"},"content":{"rendered":"

(Originally posted on : Ethereum News, Latest Stories & Analysis | Invezz )<\/b>
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JPMorgan Chase has joined a growing group of traditional financial firms bringing blockchain technology to mainstream investment products, unveiling its first tokenized money-market fund on the Ethereum network.<\/p>\n

The move, reported by The Wall Street Journal<\/a>, comes as Wall Street deepens its push into tokenization following new US legislation that clarified the regulatory framework for digital assets tied to traditional finance.<\/p>\n

First fund seeded with JPMorgan capital<\/h2>\n


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The banking group\u2019s $4 trillion asset-management arm is seeding the fund with $100 million of its own capital before opening it to outside investors. <\/p>\n

The fund, known as My OnChain Net Yield Fund, or MONY, will be available to qualified investors from Tuesday.<\/p>\n

MONY is supported by JPMorgan\u2019s tokenization platform, Kinexys Digital Assets, and is structured as a private fund. <\/p>\n

Eligibility is limited to individuals with at least $5 million in investable assets and institutions with a minimum of $25 million, with a $1 million investment threshold.<\/p>\n

Investors can subscribe through JPMorgan\u2019s Morgan Money portal, receiving digital tokens representing their holdings directly into crypto wallets.<\/p>\n

How the fund works on blockchain<\/h2>\n


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Like traditional money-market funds, MONY invests in baskets of short-term, low-risk debt securities that typically offer higher yields than bank deposits. <\/p>\n

The fund pays interest and accrues dividends daily.<\/p>\n

Investors can subscribe to and redeem shares using either cash or USDC, the dollar-pegged stablecoin issued by Circle Internet Group. <\/p>\n

The use of stablecoins allows transactions to settle directly on blockchain infrastructure without moving funds back into the traditional banking system.<\/p>\n

JPMorgan says this structure gives investors exposure to familiar cash-management products while keeping assets fully on-chain.<\/p>\n

Regulation spurs tokenization push<\/h2>\n


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Interest in tokenized finance has accelerated since the passage of the Genius Act earlier this year, which established a regulatory framework for stablecoins. <\/p>\n

The legislation has encouraged banks and asset managers to explore blockchain-based versions of established products.<\/p>\n

\u201cThere is a massive amount of interest from clients around tokenization,\u201d said\u00a0John Donohue, head of global liquidity at JP Morgan Asset Management. <\/p>\n

\u201cAnd we expect to be a leader in this space and work with clients to make sure that we have a product lineup that allows them to have the choices that we have in traditional money-market funds on blockchain.\u201d<\/p>\n

Tokenization is seen as a way to reduce settlement times, lower administrative costs, and improve transparency for asset managers.<\/p>\n

Money funds meet digital assets<\/h2>\n


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Money-market funds, a cornerstone of cash management since the 1970s, have grown in popularity amid higher interest rates. <\/p>\n

Assets in money funds stand at about $7.7 trillion, up from $6.9 trillion at the start of 2025, according to the Investment Company Institute.<\/p>\n

At the same time, the stablecoin market has expanded rapidly, with total market capitalization exceeding $300 billion, according to CoinGecko.<\/p>\n

Tokenized money-market funds appeal to crypto-native investors because they allow idle stablecoin balances to earn yield, addressing a long-standing drawback of holding cash-like assets on blockchain networks.<\/p>\n

Competition heats up among asset managers<\/h2>\n


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JPMorgan\u2019s move follows similar initiatives by major rivals. <\/p>\n

BlackRock operates the largest tokenized money-market fund, with more than $1.8 billion in assets. <\/p>\n

Goldman Sachs and Bank of New York Mellon have also announced partnerships to tokenize money-market fund ownership for institutional clients.<\/p>\n

Beyond money funds, JPMorgan has recently tokenized a private-equity fund for wealthy clients, while trading platforms such as Robinhood, Kraken, and Gemini have launched tokenized stocks and exchange-traded funds for non-US investors.<\/p>\n

The launch of MONY underscores how traditional finance is increasingly converging with blockchain infrastructure, as banks test whether digital rails can support some of the world\u2019s most conventional investment products.<\/p>\n<\/p><\/div>\n

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(Originally posted on : Ethereum News, Latest Stories & Analysis | Invezz ) JPMorgan Chase has joined a growing group of traditional financial firms bringing blockchain technology to mainstream investment products, unveiling its first tokenized money-market fund on the Ethereum network. The move, reported by The Wall Street Journal, comes as Wall Street deepens its […]<\/p>\n","protected":false},"author":3947362359,"featured_media":64721,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[37],"tags":[],"_links":{"self":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/64720"}],"collection":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/users\/3947362359"}],"replies":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/comments?post=64720"}],"version-history":[{"count":0,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/64720\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media\/64721"}],"wp:attachment":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media?parent=64720"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/categories?post=64720"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/tags?post=64720"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}