{"id":70773,"date":"2026-04-07T12:10:39","date_gmt":"2026-04-07T12:10:39","guid":{"rendered":"https:\/\/crowdfundjunction.com\/blog\/figure-technology-solutions-stock-down-60-from-highs-bernstein-calls-it-a-buying-opportunity-crypto-news-bitcoin-news\/"},"modified":"2026-04-07T12:10:39","modified_gmt":"2026-04-07T12:10:39","slug":"figure-technology-solutions-stock-down-60-from-highs-bernstein-calls-it-a-buying-opportunity-crypto-news-bitcoin-news","status":"publish","type":"post","link":"https:\/\/crowdfundjunction.com\/blog\/figure-technology-solutions-stock-down-60-from-highs-bernstein-calls-it-a-buying-opportunity-crypto-news-bitcoin-news\/","title":{"rendered":"Figure Technology Solutions Stock Down 60% From Highs \u2014 Bernstein Calls It a Buying Opportunity \u2013 Crypto News Bitcoin News"},"content":{"rendered":"<p><b>(Originally posted on : Bitcoin News )<\/b><br \/>\n<\/p>\n<div>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><strong>Key Takeaways:<\/strong><\/p>\n<ul class=\"[li_&amp;]:mb-0 [li_&amp;]:mt-1 [li_&amp;]:gap-1 [&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc flex flex-col gap-1 pl-8 mb-3\">\n<li class=\"whitespace-normal break-words pl-2\">Bernstein maintained an Outperform rating on FIGR with a $67 price target, implying more than a 100% upside from ~$31 to $32 range.<\/li>\n<li class=\"whitespace-normal break-words pl-2\">Figure Technology Solutions reported Q1 2026 originations of $2.9 billion, more than double year-over-year, with monthly volumes crossing $1 billion in March 2026.<\/li>\n<li class=\"whitespace-normal break-words pl-2\">Figure Connect is projected to handle 56% of total loan volumes in 2026, as FIGR holds ~75% market share in the $17 billion tokenized private credit market.<\/li>\n<\/ul>\n<h2>FIGR Stock Analysis: Bernstein\u2019s $67 Price Target and What It Means for Figure Technology Investors<\/h2>\n<p>Analysts at Bernstein issued the note last month, trimming the target from $72 while keeping the <a href=\"http:\/\/www.bitcoin.com\/get-started\/bull-market-vs-bear-market\/\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">bullish<\/a> rating intact. The firm described the roughly 60% pullback in crypto-linked equities, including <a href=\"https:\/\/www.tradingview.com\/symbols\/NASDAQ-FIGR\/\" target=\"_blank\" rel=\"noopener noreferrer\">FIGR<\/a>, as a rare buying opportunity driven by temporary geopolitical and sentiment pressures rather than deteriorating fundamentals.<\/p>\n<p>On Monday, <a href=\"https:\/\/news.bitcoin.com\/bitcoins-200k-price-forecast-conservative-says-bernstein\/\">Bernstein<\/a>\u2018s outlook was more positive as analysts detailed that Figure possibly has more than 100% upside. <a href=\"https:\/\/www.figure.com\" target=\"_blank\" rel=\"noopener noreferrer\">Figure Technology Solutions<\/a>, formerly Figure Technologies, was founded in 2018 by Mike Cagney, co-founder of SoFi, and June Ou. The Reno, Nevada-based company uses its proprietary Provenance <a href=\"http:\/\/www.bitcoin.com\/get-started\/what-is-a-blockchain\/\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">blockchain<\/a> to originate loans, tokenize credit assets, and operate Figure Connect, a marketplace linking loan originators with institutional capital.<\/p>\n<p>The company went public on the <a href=\"https:\/\/news.bitcoin.com\/digital-asset-firm-coinshares-lists-on-nasdaq-after-1-2-billion-vine-hill-combination\/\">Nasdaq<\/a> in September 2025. Since then, Bernstein and many other analysts have published a series of increasingly detailed notes on the stock. In October 2025, it initiated coverage with a $54 price target. By January 2026, it raised the target to $72 and named FIGR its top pick for the year.<\/p>\n<figure id=\"attachment_804065\" aria-describedby=\"caption-attachment-804065\" style=\"width:1996px\" class=\"wp-caption aligncenter\"><figcaption id=\"caption-attachment-804065\" class=\"wp-caption-text\">Figure shares on April 7, 2026 before the market open. Image source via tradingview.com.<\/figcaption><\/figure>\n<p>Origination volumes have climbed steadily. Bernstein noted that monthly loan volumes crossed $1 billion for the first time in March 2026, reaching $1.2 billion, up 33% month-over-month. Q1 2026 originations totaled $2.9 billion, more than double the same period a year earlier, putting the company on a roughly $12 billion annualized run rate.<\/p>\n<p>Bernstein projects full-year 2026 loan <a href=\"http:\/\/www.bitcoin.com\/get-started\/what-is-trading-volume\/\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">volume<\/a> at $12.8 billion, a 53% increase year-over-year. Home equity lines of credit are expected to account for about $11.1 billion of that total, with newer categories including auto loans, small business loans, and residential transition loans contributing approximately $1.7 billion.<\/p>\n<p>Figure Connect, the company\u2019s <a href=\"https:\/\/news.bitcoin.com\/openeden-partners-with-bny-investments-to-launch-tokenized-credit-product\/\">tokenized<\/a> marketplace, is central to that growth projection. Bernstein expects the platform to handle 56% of total volumes in 2026, up from 46% in 2025. The platform processed roughly 54% of volumes in Q4 2025. Figure holds approximately 75% market share in the $17 billion tokenized private credit market.<\/p>\n<p>Revenue grew 48% over the trailing 12 months as of the March note. Bernstein projects a 48% EBITDA compound annual growth rate from 2025 through 2027, applying a 25x EV\/2027 EBITDA valuation multiple to arrive at the $67 target.<\/p>\n<p>Q4 2025 results, reported in February, showed profit growth of 156% and revenue near $160 million. On Monday, <a href=\"https:\/\/news.bitcoin.com\/corporate-treasuries-could-inject-330b-into-bitcoin-bernstein\/\">Bernstein<\/a> reaffirmed its Outperform rating and gave Figure a $67 target. FIGR shares are up 6.9% over the past month and the stock shed 5% over the last five trading sessions.<\/p>\n<p>Other analysts are more cautious. Mizuho cut its price target from $55 to $45 on March 26, while maintaining an outperform rating. <a href=\"https:\/\/news.bitcoin.com\/stablecoins-could-drain-trillions-from-bank-deposits-bank-of-america-flags-6t-risk-that-could-redefine-lending\/\">Bank of America<\/a> downgraded the stock to underperform in February with a $42 target. Needham lowered its target from $71 to $55 but kept a buy rating. Piper Sandler raised its target to $75 with an overweight rating in January.<\/p>\n<p>Among 11 analysts tracked by <a href=\"https:\/\/www.marketbeat.com\/instant-alerts\/figure-technology-solutions-nasdaqfigr-stock-price-down-71-heres-what-happened-2026-04-06\/\" target=\"_blank\" rel=\"noopener noreferrer\">Marketbeat<\/a>, two rate the stock a strong buy, five rate it a buy, one holds, and three have issued sell ratings. The average price target stands at $53.75. That\u2019s presently lower than the Bernstein analyst\u2019s current $67 target.<\/p>\n<p>Marketbeat stats show <a href=\"https:\/\/news.bitcoin.com\/japans-next-crypto-boom-may-be-institutional\/\">institutional<\/a> investors have taken small new positions. <a href=\"https:\/\/news.bitcoin.com\/wells-fargo-wfusd-trademark-filing-sparks-speculation-about-new-bank-stablecoin\/\">Wells Fargo<\/a> lifted its <a href=\"http:\/\/www.bitcoin.com\/get-started\/what-is-staking\/\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">stake<\/a> by 3.5% in Q4 2025 to 18,429 shares. Global Retirement Partners, Strs Ohio, MetLife Investment Management, and Flagship Harbor Advisors each established new positions during the same quarter.<\/p>\n<p>FIGR shares have traded in the $31 to $34 range in early April 2026, down roughly 24% year-to-date and approximately 60% from their 52-week high.<\/p>\n<\/div>\n<p><a href=\"https:\/\/news.bitcoin.com\/figure-technology-solutions-stock-down-60-from-highs-bernstein-calls-it-a-buying-opportunity\/\">Source link <\/a><br \/>\n<br \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Originally posted on : Bitcoin News ) Key Takeaways: Bernstein maintained an Outperform rating on FIGR with a $67 price target, implying more than a 100% upside from ~$31 to $32 range. Figure Technology Solutions reported Q1 2026 originations of $2.9 billion, more than double year-over-year, with monthly volumes crossing $1 billion in March 2026. [&hellip;]<\/p>\n","protected":false},"author":19,"featured_media":70774,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[32],"tags":[],"_links":{"self":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/70773"}],"collection":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/comments?post=70773"}],"version-history":[{"count":0,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/70773\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media\/70774"}],"wp:attachment":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media?parent=70773"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/categories?post=70773"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/tags?post=70773"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}