{"id":71120,"date":"2026-04-14T12:06:12","date_gmt":"2026-04-14T12:06:12","guid":{"rendered":"https:\/\/crowdfundjunction.com\/blog\/y-combinator-makes-first-all-stablecoin-startup-investment-crypto-news-bitcoin-news\/"},"modified":"2026-04-14T12:06:12","modified_gmt":"2026-04-14T12:06:12","slug":"y-combinator-makes-first-all-stablecoin-startup-investment-crypto-news-bitcoin-news","status":"publish","type":"post","link":"https:\/\/crowdfundjunction.com\/blog\/y-combinator-makes-first-all-stablecoin-startup-investment-crypto-news-bitcoin-news\/","title":{"rendered":"Y Combinator Makes First All-Stablecoin Startup Investment \u2013 Crypto News Bitcoin News"},"content":{"rendered":"<p><b>(Originally posted on : Bitcoin News )<\/b><br \/>\n<\/p>\n<div>\n<p data-start=\"0\" data-end=\"17\"><strong data-start=\"0\" data-end=\"17\">Key Takeaways:<\/strong><\/p>\n<ul data-start=\"19\" data-end=\"285\" data-is-last-node=\"\" data-is-only-node=\"\">\n<li data-section-id=\"1q7h626\" data-start=\"19\" data-end=\"115\">Y Combinator invested $500,000 USDC in Totalis via <span>Solana<\/span>, marking its first all- <span>stablecoin<\/span> deal.<\/li>\n<li data-section-id=\"sektyi\" data-start=\"116\" data-end=\"198\">3 onchain transfers of $1, $124,999, and $375,000 settled in seconds, showing faster startup funding vs banks.<\/li>\n<li data-section-id=\"hu6rup\" data-start=\"199\" data-end=\"285\" data-is-last-node=\"\">YC\u2019s USDC move signals growing onchain capital trends, with more deals likely ahead.<\/li>\n<\/ul>\n<h2>YC Funds Startup Entirely in USDC in Industry First<\/h2>\n<p>Y Combinator has completed its first investment fully settled in <span>stablecoins<\/span>, backing prediction-markets startup Totalis with $500,000 in USDC, underscoring the growing role of blockchain-based funding.<\/p>\n<p>The Silicon Valley accelerator said the investment was executed entirely onchain using the <a href=\"https:\/\/www.bitcoin.com\/exchanges\/solana\/\" target=\"_blank\" rel=\"noopener noreferrer\">Solana<\/a> network. Funds were transferred in three transactions, beginning with a $1 test payment, followed by transfers of $124,999 and $375,000. The capital was delivered directly to Totalis\u2019 treasury without intermediaries and settled within seconds.<\/p>\n<p>The deal marks a notable shift in how early-stage companies can raise capital, bypassing traditional banking rails in favor of blockchain-based settlement. \u201cThis is a small but meaningful shift in how startups get funded,\u201d said Totalis in the <a href=\"https:\/\/x.com\/totalistrading\/status\/2043812703408664865\" target=\"_blank\" rel=\"noopener noreferrer\">announcement<\/a> via X.<\/p>\n<p>Y Combinator has a long history in the <span>crypto<\/span> sector, having backed nearly 100 startups since its early investment in Coinbase in 2012. The firm said it continues to explore opportunities tied to <span>stablecoins<\/span>, tokenization, and new forms of onchain financial infrastructure.<\/p>\n<figure id=\"attachment_806072\" aria-describedby=\"caption-attachment-806072\" style=\"width:1200px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/x.com\/garrytan\/status\/2043852096244457572\" target=\"_blank\" rel=\"noopener noreferrer\"><\/a><figcaption id=\"caption-attachment-806072\" class=\"wp-caption-text\">Garry Tan, CEO of Y Combinator, says the company will use <span>stablecoins<\/span> for more investments.<\/figcaption><\/figure>\n<p>Totalis is building a platform designed to expand the capabilities of <span>prediction markets<\/span>, which allow users to trade on the outcome of future events. The company aims to address limitations in current offerings, such as fragmented <span>liquidity<\/span> and restricted trading structures.<\/p>\n<p>Its model enables users to combine multiple positions into a single trade, spanning categories such as geopolitics, digital assets, and sports. The approach introduces more complex financial instruments, allowing participants to express broader market views and potentially improve capital efficiency.<\/p>\n<h3> <span>Blockchain<\/span> Infrastructure Vital for Totalis Strategy<\/h3>\n<p>The company said operating onchain is central to its strategy. Using <a href=\"http:\/\/www.bitcoin.com\/get-started\/what-are-stablecoins\/\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">stablecoins<\/a> allows funds to move globally with minimal cost and delay, while reducing reliance on traditional financial intermediaries. Treasury operations, vendor payments, and cross-border transactions are all handled through blockchain-based systems.<\/p>\n<p>Totalis selected <a href=\"https:\/\/www.bitcoin.com\/exchanges\/solana\/\" target=\"_blank\" rel=\"noopener noreferrer\">Solana<\/a> as its primary network, citing fast transaction speeds and low fees, as well as a growing ecosystem. The firm manages its treasury through Ramp, a platform that supports both <a href=\"http:\/\/www.bitcoin.com\/get-started\/what-are-stablecoins\/\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">stablecoin<\/a> and fiat transactions, allowing it to integrate digital assets into everyday financial operations.<\/p>\n<p>The investment reflects a broader trend toward onchain capital formation, where funding, settlement, and financial management are conducted entirely within <a href=\"http:\/\/www.bitcoin.com\/get-started\/what-is-a-blockchain\/\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">blockchain<\/a> networks. While still in its early stages, this model is gaining traction as <a href=\"http:\/\/www.bitcoin.com\/get-started\/what-are-stablecoins\/\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">stablecoins<\/a> become more widely accepted as a medium of exchange.<\/p>\n<\/div>\n<p><a href=\"https:\/\/news.bitcoin.com\/y-combinator-makes-first-all-stablecoin-startup-investment\/\">Source link <\/a><br \/>\n<br \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Originally posted on : Bitcoin News ) Key Takeaways: Y Combinator invested $500,000 USDC in Totalis via Solana, marking its first all- stablecoin deal. 3 onchain transfers of $1, $124,999, and $375,000 settled in seconds, showing faster startup funding vs banks. YC\u2019s USDC move signals growing onchain capital trends, with more deals likely ahead. YC [&hellip;]<\/p>\n","protected":false},"author":3947362377,"featured_media":71121,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[32],"tags":[],"_links":{"self":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/71120"}],"collection":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/users\/3947362377"}],"replies":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/comments?post=71120"}],"version-history":[{"count":0,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/71120\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media\/71121"}],"wp:attachment":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media?parent=71120"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/categories?post=71120"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/tags?post=71120"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}