{"id":71416,"date":"2026-04-20T17:44:15","date_gmt":"2026-04-20T17:44:15","guid":{"rendered":"https:\/\/crowdfundjunction.com\/blog\/coinbase-expands-usdc-loans-to-uk-after-strong-us-demand-bitcoin-news\/"},"modified":"2026-04-20T17:44:15","modified_gmt":"2026-04-20T17:44:15","slug":"coinbase-expands-usdc-loans-to-uk-after-strong-us-demand-bitcoin-news","status":"publish","type":"post","link":"https:\/\/crowdfundjunction.com\/blog\/coinbase-expands-usdc-loans-to-uk-after-strong-us-demand-bitcoin-news\/","title":{"rendered":"Coinbase Expands USDC Loans to UK After Strong US Demand \u2013 Bitcoin News"},"content":{"rendered":"<p><b>(Originally posted on : Bitcoin News )<\/b><br \/>\n<\/p>\n<div>\n<p><strong>Key Takeaways:<\/strong><\/p>\n<ul>\n<li>Coinbase expanded U.K. access to USDC loans backed by <span>BTC<\/span>, <span>ETH<\/span>, and cbETH.<\/li>\n<li>Morpho strengthens Coinbase\u2019s on-chain lending push as borrower demand stays strong.<\/li>\n<li>Expansion signals Coinbase aims to bring crypto-backed loans to more markets.<\/li>\n<\/ul>\n<h2>Coinbase Expands Crypto-Backed Lending in UK<\/h2>\n<p>Rising U.S. adoption of crypto-backed lending is guiding Coinbase Global Inc. (Nasdaq: COIN) international expansion, as the company announced on April 20 the extension of its borrowing product to the U.K. The rollout introduces a new <span>liquidity<\/span> option for U.K. users within the Coinbase platform. The move signals increasing demand for on-chain credit solutions that allow access to funds without requiring asset sales.<\/p>\n<p>Coinbase stated:<\/p>\n<blockquote>\n<p>\u201cUK customers can now instantly borrow USDC at competitive interest rates using their <span>BTC<\/span>, <span>ETH<\/span>, or cbETH as collateral, with plans to expand eligible collateral assets in the future.\u201d<\/p>\n<\/blockquote>\n<p>The <span>crypto<\/span> company outlined that users can unlock <span>liquidity<\/span> in under a minute through its app, then transfer USDC globally or convert funds into fiat for expenses. Coinbase One subscribers can also earn up to 3.5% <span>APY<\/span> in USDC rewards, reinforcing the product\u2019s utility. The infrastructure is powered by Morpho, an open-source lending protocol operating on Base. At launch, <span>bitcoin<\/span> ( <span>BTC<\/span>), ether ( <a href=\"https:\/\/branch.wallet.bitcoin.com\/news-contextual-eth\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">ETH<\/a>), and Coinbase Wrapped Staked <a href=\"https:\/\/branch.wallet.bitcoin.com\/news-contextual-eth\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">ETH<\/a> (cbETH) are supported as collateral, with borrowing limits for bitcoin-backed loans reaching as high as $5,000,000, depending on pledged holdings.<\/p>\n<h2>US Adoption Drives Coinbase\u2019s Next Growth Phase<\/h2>\n<p>The U.K. rollout follows measurable adoption in the United States, where Coinbase initially <a href=\"https:\/\/news.bitcoin.com\/coinbase-launches-bitcoin-backed-loans-with-rewards-and-flexible-repayment-options\/\">introduced<\/a> the service in January 2025. Loan originations through Morpho have already reached a multi-billion USDC scale as of April 14, signaling sustained borrower demand. That performance provides a foundation for geographic expansion while validating the platform\u2019s structure. Within the app, users can monitor loan health, <a href=\"http:\/\/www.bitcoin.com\/get-started\/what-is-apr\/\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">APR<\/a> changes, and <a href=\"http:\/\/www.bitcoin.com\/get-started\/understanding-liquidation-on-perp-dex\/\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">liquidation<\/a> thresholds, which are disclosed before confirmation. Rates fluctuate dynamically because Morpho adjusts them in response to market activity on Base, while the absence of fixed repayment schedules offers borrowers additional flexibility in managing positions.<\/p>\n<p>Coinbase framed the U.K. launch as the next step after strong U.S. traction. The announcement noted:<\/p>\n<blockquote>\n<p>\u201cInitial interest in the service in the US has been substantial with total loan originations through Coinbase on Morpho growing to over $2.17B USDC as of April 14, 2026.\u201d<\/p>\n<\/blockquote>\n<p>The firm emphasized: \u201cCoinbase plans to continue expanding access to crypto-backed loans in more countries in the near future.\u201d That trajectory positions the U.K. as the next phase in scaling crypto-backed lending, highlighting the company\u2019s focus on replicating proven demand across regulated markets while expanding access to on-chain financial services.<\/p>\n<div class=\"not-prose my-3 lg:my-4\">\n<div class=\"flex flex-col overflow-hidden rounded-lg !bg-[#E8EDFA] p-[9px] md:hidden\">\n<div class=\"relative aspect-video w-full overflow-hidden rounded-[15px]\"><\/p>\n<h3 class=\"absolute inset-x-0 bottom-0 m-0 p-3 text-xl font-bold capitalize leading-[1.17] tracking-[-0.4px] !text-white\">Coinbase Integrates XRP, DOGE, ADA, LTC for Crypto Loans<\/h3>\n<\/div>\n<div class=\"flex flex-col gap-2.5 px-1 pt-2.5 pb-1\">\n<p class=\"m-0 line-clamp-2 text-xs leading-[1.3] !text-[#67656E]\">Coinbase is expanding crypto-backed loans, adding XRP, DOGE, ADA, and LTC as collateral and unlocking up to $100,000 in USDC\u2026<\/p>\n<p><a class=\"flex h-[38px] w-full items-center justify-center rounded-pill bg-[#4169E1] text-sm font-medium text-white no-underline\" href=\"https:\/\/news.bitcoin.com\/coinbase-integrates-xrp-doge-ada-ltc-for-crypto-loans\/\">Read Now<\/a><\/div>\n<\/div>\n<div class=\"hidden overflow-hidden rounded-lg !bg-[#E8EDFA] p-[9px] md:flex md:flex-row md:gap-3 lg:hidden\">\n<div class=\"relative size-[150px] min-w-[150px] shrink-0 overflow-hidden rounded-[15px]\"><img alt=\"Coinbase Integrates XRP, DOGE, ADA, LTC for Crypto Loans\" loading=\"lazy\" decoding=\"async\" data-nimg=\"fill\" class=\"object-cover\" style=\"position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent\" sizes=\"150px\" srcset=\"\/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F02%2Fcoinbase-lending-xrp-doge-ada-ltc-150x150.jpg&amp;w=32&amp;q=75 32w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F02%2Fcoinbase-lending-xrp-doge-ada-ltc-150x150.jpg&amp;w=48&amp;q=75 48w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F02%2Fcoinbase-lending-xrp-doge-ada-ltc-150x150.jpg&amp;w=64&amp;q=75 64w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F02%2Fcoinbase-lending-xrp-doge-ada-ltc-150x150.jpg&amp;w=128&amp;q=75 128w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F02%2Fcoinbase-lending-xrp-doge-ada-ltc-150x150.jpg&amp;w=256&amp;q=75 256w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F02%2Fcoinbase-lending-xrp-doge-ada-ltc-150x150.jpg&amp;w=384&amp;q=75 384w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F02%2Fcoinbase-lending-xrp-doge-ada-ltc-150x150.jpg&amp;w=640&amp;q=75 640w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F02%2Fcoinbase-lending-xrp-doge-ada-ltc-150x150.jpg&amp;w=828&amp;q=75 828w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F02%2Fcoinbase-lending-xrp-doge-ada-ltc-150x150.jpg&amp;w=1080&amp;q=75 1080w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F02%2Fcoinbase-lending-xrp-doge-ada-ltc-150x150.jpg&amp;w=1200&amp;q=75 1200w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F02%2Fcoinbase-lending-xrp-doge-ada-ltc-150x150.jpg&amp;w=1920&amp;q=75 1920w\" src=\"https:\/\/news.bitcoin.com\/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F02%2Fcoinbase-lending-xrp-doge-ada-ltc-150x150.jpg&amp;w=1920&amp;q=75\"\/><\/p>\n<div class=\"absolute left-2 top-2\"><img src=\"https:\/\/news.bitcoin.com\/images\/uploads\/bitcoin_news_newlogo.svg\" alt=\"Bitcoin.com News\" class=\"size-7\" loading=\"lazy\"\/><\/div>\n<\/div>\n<div class=\"flex min-w-0 flex-1 flex-col justify-between gap-2\">\n<h3 class=\"m-0 line-clamp-3 text-xl font-bold capitalize leading-[1.17] tracking-[-0.4px] !text-[#1C1C1C]\">Coinbase Integrates XRP, DOGE, ADA, LTC for Crypto Loans<\/h3>\n<p class=\"m-0 line-clamp-2 text-sm leading-[1.3] !text-[#67656E]\">Coinbase is expanding crypto-backed loans, adding XRP, DOGE, ADA, and LTC as collateral and unlocking up to $100,000 in USDC\u2026<\/p>\n<p><a class=\"flex h-[38px] w-full items-center justify-center rounded-pill bg-[#4169E1] text-sm font-medium text-white no-underline\" href=\"https:\/\/news.bitcoin.com\/coinbase-integrates-xrp-doge-ada-ltc-for-crypto-loans\/\">Read Now<\/a><\/div>\n<\/div>\n<div class=\"hidden overflow-hidden rounded-lg !bg-[#E8EDFA] p-[9px] lg:flex lg:flex-row lg:gap-4\">\n<div class=\"relative size-[150px] min-w-[150px] shrink-0 overflow-hidden rounded-[15px]\"><img alt=\"Coinbase Integrates XRP, DOGE, ADA, LTC for Crypto Loans\" loading=\"lazy\" decoding=\"async\" data-nimg=\"fill\" class=\"object-cover\" style=\"position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent\" sizes=\"150px\" srcset=\"\/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F02%2Fcoinbase-lending-xrp-doge-ada-ltc-150x150.jpg&amp;w=32&amp;q=75 32w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F02%2Fcoinbase-lending-xrp-doge-ada-ltc-150x150.jpg&amp;w=48&amp;q=75 48w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F02%2Fcoinbase-lending-xrp-doge-ada-ltc-150x150.jpg&amp;w=64&amp;q=75 64w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F02%2Fcoinbase-lending-xrp-doge-ada-ltc-150x150.jpg&amp;w=128&amp;q=75 128w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F02%2Fcoinbase-lending-xrp-doge-ada-ltc-150x150.jpg&amp;w=256&amp;q=75 256w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F02%2Fcoinbase-lending-xrp-doge-ada-ltc-150x150.jpg&amp;w=384&amp;q=75 384w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F02%2Fcoinbase-lending-xrp-doge-ada-ltc-150x150.jpg&amp;w=640&amp;q=75 640w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F02%2Fcoinbase-lending-xrp-doge-ada-ltc-150x150.jpg&amp;w=828&amp;q=75 828w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F02%2Fcoinbase-lending-xrp-doge-ada-ltc-150x150.jpg&amp;w=1080&amp;q=75 1080w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F02%2Fcoinbase-lending-xrp-doge-ada-ltc-150x150.jpg&amp;w=1200&amp;q=75 1200w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F02%2Fcoinbase-lending-xrp-doge-ada-ltc-150x150.jpg&amp;w=1920&amp;q=75 1920w\" src=\"https:\/\/news.bitcoin.com\/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F02%2Fcoinbase-lending-xrp-doge-ada-ltc-150x150.jpg&amp;w=1920&amp;q=75\"\/><\/p>\n<div class=\"absolute left-2 top-2\"><img src=\"https:\/\/news.bitcoin.com\/images\/uploads\/bitcoin_news_newlogo.svg\" alt=\"Bitcoin.com News\" class=\"size-7\" loading=\"lazy\"\/><\/div>\n<\/div>\n<div class=\"flex min-w-0 flex-1 flex-col justify-center gap-2\">\n<div class=\"flex items-start gap-3\">\n<h3 class=\"m-0 min-w-0 flex-1 line-clamp-2 text-2xl font-bold capitalize leading-[1.17] tracking-[-0.48px] !text-[#1C1C1C]\">Coinbase Integrates XRP, DOGE, ADA, LTC for Crypto Loans<\/h3>\n<p><a class=\"flex h-12 w-[180px] shrink-0 items-center justify-center rounded-pill bg-[#4169E1] text-sm font-medium text-white no-underline\" href=\"https:\/\/news.bitcoin.com\/coinbase-integrates-xrp-doge-ada-ltc-for-crypto-loans\/\">Read Now<\/a><\/div>\n<p class=\"m-0 line-clamp-2 text-base leading-[1.3] !text-[#67656E]\">Coinbase is expanding crypto-backed loans, adding XRP, DOGE, ADA, and LTC as collateral and unlocking up to $100,000 in USDC\u2026<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><a href=\"https:\/\/news.bitcoin.com\/coinbase-expands-usdc-loans-to-uk-after-strong-us-demand\/\">Source link <\/a><br \/>\n<br \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Originally posted on : Bitcoin News ) Key Takeaways: Coinbase expanded U.K. access to USDC loans backed by BTC, ETH, and cbETH. Morpho strengthens Coinbase\u2019s on-chain lending push as borrower demand stays strong. Expansion signals Coinbase aims to bring crypto-backed loans to more markets. Coinbase Expands Crypto-Backed Lending in UK Rising U.S. adoption of crypto-backed [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":71417,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[32],"tags":[],"_links":{"self":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/71416"}],"collection":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/comments?post=71416"}],"version-history":[{"count":0,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/71416\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media\/71417"}],"wp:attachment":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media?parent=71416"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/categories?post=71416"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/tags?post=71416"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}