{"id":72014,"date":"2026-05-04T02:24:38","date_gmt":"2026-05-04T02:24:38","guid":{"rendered":"https:\/\/crowdfundjunction.com\/blog\/xrp-reaches-5m-merchants-through-rakuten-wallet-integration\/"},"modified":"2026-05-04T02:24:38","modified_gmt":"2026-05-04T02:24:38","slug":"xrp-reaches-5m-merchants-through-rakuten-wallet-integration","status":"publish","type":"post","link":"https:\/\/crowdfundjunction.com\/blog\/xrp-reaches-5m-merchants-through-rakuten-wallet-integration\/","title":{"rendered":"XRP Reaches 5M+ Merchants Through Rakuten Wallet Integration"},"content":{"rendered":"<p><b>(Originally posted on : Bitcoin News )<\/b><br \/>\n<\/p>\n<div>\n<p><strong>Key Takeaways:<\/strong><\/p>\n<ul>\n<li>Rakuten Wallet enabled <span>XRP<\/span> conversions, trading, and Rakuten Cash funding for users in Japan.<\/li>\n<li>Scale comes from 44 million Rakuten Pay users and 5M+ merchants.<\/li>\n<li>Integration expands <span>XRP<\/span> utility across rewards, wallets, and everyday purchases.<\/li>\n<\/ul>\n<h2>Rakuten Wallet Links <span>XRP<\/span> to Loyalty Points and Payments<\/h2>\n<p>Rakuten Wallet has <a href=\"https:\/\/news.bitcoin.com\/game-changer-rakuten-wallet-adds-xrp-giving-44-million-users-broader-crypto-access\/\">enabled<\/a> <span>XRP<\/span> functionality, allowing users in Japan to convert loyalty points into the digital asset and use it for payments. The rollout connects <span>XRP<\/span> to one of the country\u2019s largest consumer ecosystems, integrating trading and spending into a single platform. The move drew renewed attention on April 30, following comments from Ripple Senior Ecosystem Growth Manager Tatsuya Kohrogi outlining the Rakuten Wallet integration and its scale.<\/p>\n<p>The integration combines loyalty rewards, trading, and payments within Rakuten\u2019s existing infrastructure. Users can exchange Rakuten Points for <span>XRP<\/span>, execute spot trades in-app, and fund Rakuten Cash balances for purchases through Rakuten Pay across millions of locations. The scale is driven by Rakuten Pay\u2019s 44 million users and more than 3 trillion points in circulation, valued at about $23 billion. Kohrogi highlighted the integration\u2019s scale on April 30, pointing to its reach across more than 5 million merchant locations. He emphasized:<\/p>\n<blockquote>\n<p>\u201cWith 44 million Rakuten Pay users and $23B in loyalty points now redeemable for <span>XRP<\/span>, this is one of the largest retail deployments of <span>XRP<\/span> as a payment method to date.\u201d<\/p>\n<\/blockquote>\n<p>This structure positions <span>XRP<\/span> as both a financial asset and a practical payment option within a widely used consumer platform.<\/p>\n<p><\/p>\n<h2> <span>XRP<\/span> Deployment Expands Across Rakuten Pay Merchant Network<\/h2>\n<p>The system operates by linking Rakuten\u2019s loyalty program with its wallet and payment services. That flow turns rewards into Rakuten Cash balances for purchases, creating a unified path between rewards, digital assets, and real-world transactions. The integration extends across more than 5 million merchants already accepting Rakuten Pay, embedding <span>XRP<\/span> into daily commerce. Kohrogi recently described the rollout as a major <span>XRP<\/span> milestone, stating that Rakuten Wallet had introduced <a href=\"https:\/\/www.binance.com\/en\/price\/xrp\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">XRP<\/a> as both a listed asset and a payment method within its ecosystem.<\/p>\n<p>The rollout highlights how digital assets can be embedded directly into established financial networks. <a href=\"https:\/\/www.binance.com\/en\/price\/xrp\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">XRP<\/a> is now accessible within a mainstream environment, exposing it to users beyond traditional <a href=\"http:\/\/www.bitcoin.com\/get-started\/a-quick-introduction-to-crypto\/\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">crypto<\/a> audiences. Kohrogi said:<\/p>\n<blockquote>\n<p>\u201cMainstream access at an extraordinary scale: Rakuten Pay has 44 million users.\u201d<\/p>\n<\/blockquote>\n<p>By linking loyalty value, trading functionality, and payments, Rakuten\u2019s approach demonstrates a shift toward utility-driven adoption. The scale of the deployment underscores growing momentum for integrating <a href=\"http:\/\/www.bitcoin.com\/get-started\/a-quick-introduction-to-crypto\/\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">crypto<\/a> into everyday financial behavior.<\/p>\n<\/p><\/div>\n<p><a href=\"https:\/\/news.bitcoin.com\/xrp-reaches-5m-merchants-through-rakuten-wallet-integration\/\">Source link <\/a><br \/>\n<br \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Originally posted on : Bitcoin News ) Key Takeaways: Rakuten Wallet enabled XRP conversions, trading, and Rakuten Cash funding for users in Japan. Scale comes from 44 million Rakuten Pay users and 5M+ merchants. Integration expands XRP utility across rewards, wallets, and everyday purchases. Rakuten Wallet Links XRP to Loyalty Points and Payments Rakuten Wallet [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":72015,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[32],"tags":[],"_links":{"self":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/72014"}],"collection":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/comments?post=72014"}],"version-history":[{"count":0,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/72014\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media\/72015"}],"wp:attachment":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media?parent=72014"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/categories?post=72014"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/tags?post=72014"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}