{"id":72717,"date":"2026-05-19T01:33:42","date_gmt":"2026-05-19T01:33:42","guid":{"rendered":"https:\/\/crowdfundjunction.com\/blog\/standard-chartered-sees-4t-in-tokenized-assets-moving-on-chain-by-2028\/"},"modified":"2026-05-19T01:33:42","modified_gmt":"2026-05-19T01:33:42","slug":"standard-chartered-sees-4t-in-tokenized-assets-moving-on-chain-by-2028","status":"publish","type":"post","link":"https:\/\/crowdfundjunction.com\/blog\/standard-chartered-sees-4t-in-tokenized-assets-moving-on-chain-by-2028\/","title":{"rendered":"Standard Chartered Sees $4T in Tokenized Assets Moving On-Chain by 2028"},"content":{"rendered":"<p><b>(Originally posted on : Bitcoin News )<\/b><br \/>\n<\/p>\n<div>\n<div class=\"@container mb-[25px] rounded-sm overflow-clip py-0.5 pr-0.5 pl-2.5 bg-success-100\">\n<div class=\"flex flex-col gap-m overflow-clip rounded-[6px] !bg-success-10 p-3 @[420px]:p-m\">\n<h2 class=\"m-0 flex items-center gap-s text-[19px] !text-[#1c1c1c] md:text-[20px]\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"10\" viewbox=\"0 0 16 10\" fill=\"none\" class=\"shrink-0 text-success-100\" aria-hidden=\"true\"><path d=\"M1 1.5h14\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\"\/><path d=\"M1 8.5h10\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\"\/><\/svg><span>Key Takeaways<\/span><\/h2>\n<ul class=\"m-0 flex list-none flex-col gap-m pl-0\">\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">Standard Chartered expects tokenized assets to expand DeFi protocol use and activity.<\/span><\/li>\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">Forecasts place on-chain assets at $4 trillion by the end of 2028, split between stablecoins and RWAs.<\/span><\/li>\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">Institutions may favor established platforms, though regulatory and technical risks remain.<\/span><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<h2>Tokenized Assets Put <span>DeFi<\/span> Protocols in Focus<\/h2>\n<p>Standard Chartered Bank forecast in a report published on May 18 that tokenized assets on <span>blockchain<\/span> networks will reach $4 trillion by the end of 2028, with <span>decentralized finance<\/span> ( <span>DeFi<\/span>) protocols expected to become core infrastructure. Geoff Kendrick, global head of digital assets research, said the market will split evenly between <span>stablecoins<\/span> and tokenized real-world assets ( <span>RWAs<\/span>).<\/p>\n<p>The report identifies three channels for higher <span>DeFi<\/span> throughput. More assets can move on-chain, a larger share of those assets can be deposited into <span>DeFi<\/span>, and lending against on-chain assets can increase. Standard Chartered said those drivers are multiplicative for protocol activity and token prices. Standard Chartered wrote:<\/p>\n<blockquote>\n<p>\u201cWe forecast that there will be USD 4tn of tokenised assets on-chain by end-2028, half in <span>stablecoins<\/span> and half in non- <span>stablecoin<\/span> <span>RWAs<\/span>.\u201d<\/p>\n<\/blockquote>\n<p>Composability is central to the bank\u2019s view. Tokenized assets can settle instantly, trade continuously, support permissionless issuance, and serve several functions at once. A single position can earn yield, collateralize a loan, and remain liquid, improving capital efficiency compared with traditional financial systems.<\/p>\n<h2>Institutional Adoption May Support <span>DeFi<\/span> Expansion<\/h2>\n<p>Institutional links are already forming through <span>DeFi<\/span> back-end infrastructure. Standard Chartered cited Coinbase\u2019s connection with Morpho through a <span>bitcoin<\/span> lending product. Coinbase provides front-end and custody services, while Morpho supplies lending logic, the <span>liquidation<\/span> engine, and the capital pool. The product has about $1.75 billion in loans across 22,000 borrowers.<\/p>\n<p>Established protocols could benefit as traditional finance brings more assets on-chain. The bank said operators are likely to favor platforms with strong risk metrics and professional governance. It also highlighted regulatory uncertainty, <span>smart contract<\/span> risk, <span>oracle<\/span> dependencies, governance issues, and user-experience gaps as key risks. Standard Chartered added:<\/p>\n<blockquote>\n<p>\u201cThe transition from TradFi to <a href=\"http:\/\/www.bitcoin.com\/get-started\/what-is-defi-decentralized-finance\/\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">DeFi<\/a> is underway. <a href=\"http:\/\/www.bitcoin.com\/get-started\/what-is-defi-decentralized-finance\/\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">DeFi<\/a> protocols are the infrastructure native to tokenised assets \u2013 they are the exchanges, clearinghouses, lending desks, and asset managers of the tokenised world, running as autonomous software.\u201d<\/p>\n<\/blockquote>\n<p>Other tokenization data shows a broader institutional buildout. <a href=\"https:\/\/news.bitcoin.com\/tokenized-assets-could-reach-1-6t-by-2030-binance-research\/\">Binance Research<\/a> projected tokenized assets could reach $1.6 trillion by 2030, with Treasury products, gold-backed commodities, and tokenized public equities among the clearest adoption areas. Chainalysis said <a href=\"http:\/\/www.bitcoin.com\/get-started\/what-are-real-world-assets-rwa\/\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">RWAs<\/a> were <a href=\"https:\/\/news.bitcoin.com\/tokenized-assets-near-30-billion-as-institutions-expand-on-chain-capital-markets-activity\/\">approaching<\/a> $30 billion in assets under management, while separate market data <a href=\"https:\/\/news.bitcoin.com\/rwa-market-cap-37-5-billion-120-percent-growth-2026\/\">showed<\/a> the tokenized <a href=\"http:\/\/www.bitcoin.com\/get-started\/what-are-real-world-assets-rwa\/\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">RWA<\/a> market reached at least $34.5 billion in May, with reports also citing a $37.5 billion market capitalization figure, after roughly 100% year-over-year growth.<\/p>\n<\/p><\/div>\n<p><a href=\"https:\/\/news.bitcoin.com\/standard-chartered-sees-4t-in-tokenized-assets-moving-on-chain-by-2028\/\">Source link <\/a><br \/>\n<br \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Originally posted on : Bitcoin News ) Key Takeaways Standard Chartered expects tokenized assets to expand DeFi protocol use and activity. Forecasts place on-chain assets at $4 trillion by the end of 2028, split between stablecoins and RWAs. Institutions may favor established platforms, though regulatory and technical risks remain. Tokenized Assets Put DeFi Protocols in [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":72718,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[32],"tags":[],"_links":{"self":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/72717"}],"collection":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/comments?post=72717"}],"version-history":[{"count":0,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/72717\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media\/72718"}],"wp:attachment":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media?parent=72717"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/categories?post=72717"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/tags?post=72717"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}