{"id":74897,"date":"2026-07-03T14:07:38","date_gmt":"2026-07-03T14:07:38","guid":{"rendered":"https:\/\/crowdfundjunction.com\/blog\/saylor-takes-digital-credit-pitch-to-goldman-sachs-as-strategys-bitcoin-backed-lending-tops-11-billion\/"},"modified":"2026-07-03T14:07:38","modified_gmt":"2026-07-03T14:07:38","slug":"saylor-takes-digital-credit-pitch-to-goldman-sachs-as-strategys-bitcoin-backed-lending-tops-11-billion","status":"publish","type":"post","link":"https:\/\/crowdfundjunction.com\/blog\/saylor-takes-digital-credit-pitch-to-goldman-sachs-as-strategys-bitcoin-backed-lending-tops-11-billion\/","title":{"rendered":"Saylor Takes &#8216;Digital Credit&#8217; Pitch to Goldman Sachs as Strategy&#8217;s Bitcoin-Backed Lending Tops $11 Billion"},"content":{"rendered":"<p><b>(Originally posted on : Bitcoin News )<\/b><br \/>\n<\/p>\n<div>\n<div class=\"@container mb-[25px] rounded-sm overflow-clip py-0.5 pr-0.5 pl-2.5 bg-success-100\">\n<div class=\"flex flex-col gap-m overflow-clip rounded-[6px] !bg-success-10 p-3 @[420px]:p-m\">\n<h2 class=\"m-0 flex items-center gap-s text-[19px] !text-[#1c1c1c] md:text-[20px]\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"10\" viewbox=\"0 0 16 10\" fill=\"none\" class=\"shrink-0 text-success-100\" aria-hidden=\"true\"><path d=\"M1 1.5h14\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\"\/><path d=\"M1 8.5h10\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\"\/><\/svg><span>Key Takeaways<\/span><\/h2>\n<ul class=\"m-0 flex list-none flex-col gap-m pl-0\">\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">Michael Saylor pitched bitcoin and \u201cdigital credit\u201d at Goldman Sachs in London this week, a market he says tops $11 billion.<\/span><\/li>\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">Strategy holds 847,363 BTC and used credit products to fund about 175,000 BTC purchases during the bear market.<\/span><\/li>\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">STRC, now the world\u2019s largest preferred stock at $8.5 billion, raised its dividend to 12% to draw yield seekers.<\/span><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<h2>Saylor Brings Bitcoin to Goldman\u2019s Table<\/h2>\n<p>Michael Saylor, executive chairman of Strategy Inc. (Nasdaq: MSTR), used a late-June appearance at Goldman Sachs\u2019 Digital Assets Conference in London to press his case that <span>bitcoin<\/span> is evolving from a treasury reserve asset into the backbone of a new credit market. He said he discussed \u201c <span>Bitcoin<\/span>, digital credit, and the future of capital markets\u201d with the bank\u2019s clients.<\/p>\n<figure id=\"attachment_828097\" aria-describedby=\"caption-attachment-828097\" style=\"width:718px\" class=\"wp-caption aligncenter\"><figcaption id=\"caption-attachment-828097\" class=\"wp-caption-text\">Image source: X<\/figcaption><\/figure>\n<p>\u201cThe best way to build a billion-dollar finance company today is digital credit,\u201d Saylor has argued in recent months, and he carried that thesis into one of Wall Street\u2019s most established institutions. The booking itself was notable as Goldman Sachs, featuring the world\u2019s largest corporate <span>bitcoin<\/span> holder as a headline speaker, signaled how far digital assets have moved toward mainstream client coverage and product development.<\/p>\n<p>Saylor\u2019s core idea is that companies can borrow against <span>bitcoin<\/span> holdings to issue yield-bearing instruments, turning a <span>volatile<\/span> asset into a source of durable income. By his logic, <span>bitcoin<\/span> becomes both \u201cdigital capital\u201d for balance sheets and \u201cdigital credit\u201d for investors who want exposure without owning the coin outright.<\/p>\n<h2>An $11 Billion Market Built From Zero<\/h2>\n<p>The numbers behind the pitch have grown quickly given bitcoin-backed digital credit has expanded from effectively zero a year ago to more than $11 billion today, according to Saylor, financing that he says helped fund roughly 175,000 <span>BTC<\/span> in purchases by Strategy through the current <span>bear market<\/span>.<\/p>\n<p>Strategy itself now holds 847,363 <span>BTC<\/span>, worth roughly $50.9 billion as of late June, cementing its position as the largest corporate holder of the asset. Saylor has spent six years transforming the company from an enterprise-software vendor into a bitcoin-acquisition machine, and its MSTR shares are up more than 800% over five years.<\/p>\n<p>The centerpiece of the credit strategy is STRC, a perpetual preferred stock tied to the company\u2019s <span>bitcoin<\/span> holdings. <span>Bitcoin.com<\/span> News reported that STRC has <a href=\"https:\/\/news.bitcoin.com\/strategys-strc-becomes-worlds-largest-preferred-stock-in-under-one-year-saylor-says\/\">become the world\u2019s largest preferred stock<\/a>, reaching about $8.5 billion in issuance in under a year. The company recently raised the instrument\u2019s annual dividend rate from roughly 11.5% to 12% to keep it attractive to income investors, part of a broader \u201cdigital credit\u201d framework that lets Strategy monetize <span>bitcoin<\/span> to fund dividends, interest and buybacks.<\/p>\n<h2>Pressure Beneath the Pitch<\/h2>\n<p>Saylor\u2019s latest message arrives at a strained moment given that earlier this week, Strategy\u2019s enterprise value briefly fell below the market value of its <span>bitcoin<\/span> holdings for the first time (a milestone that erased the premium investors had long paid for exposure to Saylor\u2019s stack). The shift also sharpened questions about whether the company\u2019s financial engineering can keep outrunning <a href=\"https:\/\/www.binance.com\/en\/price\/bitcoin\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">bitcoin<\/a>\u2019s <a href=\"http:\/\/www.bitcoin.com\/get-started\/what-is-volatility\/\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">volatility<\/a>.<\/p>\n<p>Skeptics, including longtime <a href=\"https:\/\/www.binance.com\/en\/price\/bitcoin\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">bitcoin<\/a> critic <a href=\"https:\/\/news.bitcoin.com\/strategy-could-sell-3-25-billion-in-bitcoin-under-new-plan-peter-schiff-warns\/\">Peter Schiff<\/a>, have warned that Strategy\u2019s newer capital framework could eventually force <a href=\"https:\/\/www.binance.com\/en\/price\/bitcoin\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">bitcoin<\/a> sales to cover obligations if markets stay weak, a scenario Saylor has repeatedly downplayed. Even so, the company has kept buying, <a href=\"https:\/\/news.bitcoin.com\/strategy-grabs-520-more-bitcoin-for-35m-despite-sitting-nearly-10b-underwater\/\">adding coins in small tranches<\/a> during the downturn to reinforce its long-standing mantra of \u201c<a href=\"https:\/\/news.bitcoin.com\/michael-saylor-reaffirms-strategys-bitcoin-focus-as-market-volatility-intensifies\/\">steady accumulation<\/a>\u201c.<\/p>\n<\/p><\/div>\n<p><a href=\"https:\/\/news.bitcoin.com\/saylor-digital-credit-goldman-sachs\/\">Source link <\/a><br \/>\n<br \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Originally posted on : Bitcoin News ) Key Takeaways Michael Saylor pitched bitcoin and \u201cdigital credit\u201d at Goldman Sachs in London this week, a market he says tops $11 billion. Strategy holds 847,363 BTC and used credit products to fund about 175,000 BTC purchases during the bear market. STRC, now the world\u2019s largest preferred stock [&hellip;]<\/p>\n","protected":false},"author":3947362404,"featured_media":74898,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[32],"tags":[],"_links":{"self":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/74897"}],"collection":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/users\/3947362404"}],"replies":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/comments?post=74897"}],"version-history":[{"count":0,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/74897\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media\/74898"}],"wp:attachment":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media?parent=74897"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/categories?post=74897"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/tags?post=74897"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}