{"id":74911,"date":"2026-07-03T22:15:37","date_gmt":"2026-07-03T22:15:37","guid":{"rendered":"https:\/\/crowdfundjunction.com\/blog\/visa-launches-stablecoin-pilot-with-m-pesa-in-drc-to-test-cross-border-transfers\/"},"modified":"2026-07-03T22:15:37","modified_gmt":"2026-07-03T22:15:37","slug":"visa-launches-stablecoin-pilot-with-m-pesa-in-drc-to-test-cross-border-transfers","status":"publish","type":"post","link":"https:\/\/crowdfundjunction.com\/blog\/visa-launches-stablecoin-pilot-with-m-pesa-in-drc-to-test-cross-border-transfers\/","title":{"rendered":"Visa Launches Stablecoin Pilot With M-Pesa in DRC to Test Cross-Border Transfers"},"content":{"rendered":"<p><b>(Originally posted on : Bitcoin News )<\/b><br \/>\n<\/p>\n<div>\n<div class=\"@container mb-[25px] rounded-sm overflow-clip py-0.5 pr-0.5 pl-2.5 bg-success-100\">\n<div class=\"flex flex-col gap-m overflow-clip rounded-[6px] !bg-success-10 p-3 @[420px]:p-m\">\n<h2 class=\"m-0 flex items-center gap-s text-[19px] !text-[#1c1c1c] md:text-[20px]\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"10\" viewbox=\"0 0 16 10\" fill=\"none\" class=\"shrink-0 text-success-100\" aria-hidden=\"true\"><path d=\"M1 1.5h14\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\"\/><path d=\"M1 8.5h10\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\"\/><\/svg><span>Key Takeaways<\/span><\/h2>\n<ul class=\"m-0 flex list-none flex-col gap-m pl-0\">\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">Visa, M-Pesa, and Onafriq launched a pilot in 2026 using stablecoins for mobile transactions in the DRC.<\/span><\/li>\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">Sub-Saharan remittances cost nearly 8%, making this blockchain initiative a major disruption for SWIFT.<\/span><\/li>\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">Next, partners like Yellow Card will test if digital dollars conflict with the Central Bank\u2019s local franc push.<\/span><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<h2>Blockchain Meets Mobile Money<\/h2>\n<p>Financial services giant Visa, mobile money platform M-Pesa, and pan-African payments network Onafriq have launched a pilot program using <span>stablecoins<\/span> to settle cross-border mobile transactions in the Democratic Republic of Congo (DRC), according to industry reports. The initiative marks the latest push by major financial players to test whether blockchain-powered digital assets can make <a href=\"https:\/\/news.bitcoin.com\/ripple-bets-on-africas-3-2b-payments-giant-to-push-rlusd-into-cross-border-commerce\/\">international money transfers faster and cheaper<\/a> across Africa.<\/p>\n<p>For consumers using platforms like Safaricom\u2019s M-Pesa, the integration of <a href=\"http:\/\/www.bitcoin.com\/get-started\/what-are-stablecoins\/\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">stablecoins<\/a> is intended to streamline back-end operations. If successful, the pilot could lead to quicker wallet top-ups, smoother international business transactions, and lower remittance costs, all while maintaining the familiar mobile money interface for everyday users.<\/p>\n<p>The World Bank estimates that sending money across borders in Sub-Saharan Africa costs an average of nearly 8% of the transfer amount, making it the most expensive remittance corridor in the world. Traditional cross-border transfers that rely on the <a href=\"https:\/\/news.bitcoin.com\/albert-dadon-says-swifts-russia-ban-exposed-why-neutral-financial-rails-can-fail\/\">SWIFT network<\/a> often take days and require multiple intermediary banks, each extracting a fee. Blockchain-based settlement can process transactions in minutes at a fraction of the cost.<\/p>\n<p>The choice of the Democratic Republic of Congo for the pilot comes amid rapid growth in the country\u2019s mobile money adoption. It also aligns with Visa\u2019s broader push into digital currencies; the payments firm partnered with African <a href=\"http:\/\/www.bitcoin.com\/get-started\/a-quick-introduction-to-crypto\/\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">cryptocurrency<\/a> exchange Yellow Card to explore <a href=\"http:\/\/www.bitcoin.com\/get-started\/what-are-stablecoins\/\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">stablecoin<\/a> treasury operations and international settlements.<\/p>\n<p>The move highlights an ongoing shift in regional financial plumbing as fintech operators increasingly build digital-dollar rails. However, it also presents a complex dynamic for local regulators. The Central Bank of Congo has actively sought to reduce the heavy dollarization of the DRC economy and boost the use of the local franc, whereas <a href=\"http:\/\/www.bitcoin.com\/get-started\/what-are-stablecoins\/\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">stablecoin<\/a> solutions effectively embed a digital version of the U.S. dollar into the nation\u2019s fast-growing mobile transaction network.<\/p>\n<\/p><\/div>\n<p><a href=\"https:\/\/news.bitcoin.com\/visa-launches-stablecoin-pilot-with-m-pesa-in-drc-to-test-cross-border-transfers\/\">Source link <\/a><br \/>\n<br \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Originally posted on : Bitcoin News ) Key Takeaways Visa, M-Pesa, and Onafriq launched a pilot in 2026 using stablecoins for mobile transactions in the DRC. Sub-Saharan remittances cost nearly 8%, making this blockchain initiative a major disruption for SWIFT. Next, partners like Yellow Card will test if digital dollars conflict with the Central Bank\u2019s [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":74912,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[32],"tags":[],"_links":{"self":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/74911"}],"collection":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/comments?post=74911"}],"version-history":[{"count":0,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/74911\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media\/74912"}],"wp:attachment":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media?parent=74911"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/categories?post=74911"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/tags?post=74911"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}