{"id":75437,"date":"2026-07-15T08:49:37","date_gmt":"2026-07-15T08:49:37","guid":{"rendered":"https:\/\/crowdfundjunction.com\/blog\/heres-what-it-means-for-crypto-payments\/"},"modified":"2026-07-15T08:49:37","modified_gmt":"2026-07-15T08:49:37","slug":"heres-what-it-means-for-crypto-payments","status":"publish","type":"post","link":"https:\/\/crowdfundjunction.com\/blog\/heres-what-it-means-for-crypto-payments\/","title":{"rendered":"Here&#8217;s What It Means for Crypto Payments"},"content":{"rendered":"<p><b>(Originally posted on : Bitcoin News )<\/b><br \/>\n<\/p>\n<div>\n<div class=\"@container mb-[25px] rounded-sm overflow-clip py-0.5 pr-0.5 pl-2.5 bg-success-100\">\n<div class=\"flex flex-col gap-m overflow-clip rounded-[6px] !bg-success-10 p-3 @[420px]:p-m\">\n<h2 class=\"m-0 flex items-center gap-s text-[19px] !text-[#1c1c1c] md:text-[20px]\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"10\" viewbox=\"0 0 16 10\" fill=\"none\" class=\"shrink-0 text-success-100\" aria-hidden=\"true\"><path d=\"M1 1.5h14\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\"\/><path d=\"M1 8.5h10\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\"\/><\/svg><span>Key Takeaways<\/span><\/h2>\n<ul class=\"m-0 flex list-none flex-col gap-m pl-0\">\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">Stripe and Advent bid $60.50 a share for Paypal per Bloomberg, valuing the fintech above $53 billion.<\/span><\/li>\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">The offer is backed by roughly $50 billion in committed bank financing, with the pair holding equal stakes.<\/span><\/li>\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">A deal would put Paypal\u2019s PYUSD stablecoin under the roof of Stripe, owner of the Tempo blockchain.<\/span><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<h2>A Massive Bid For the Payments Giant<\/h2>\n<p>Reuters <a href=\"https:\/\/www.reuters.com\/business\/finance\/stripe-advent-offer-buy-paypal-more-than-53-billion-sources-say-2026-07-15\/\" target=\"_blank\" rel=\"noopener noreferrer\">reported <\/a>the exclusive earlier today, citing sources familiar with the matter. The suitors are offering <a href=\"https:\/\/www.bloomberg.com\/news\/articles\/2026-07-15\/stripe-advent-offer-to-buy-paypal-for-53-billion-reuters-says\" target=\"_blank\" rel=\"noopener noreferrer\">$60.50 a share<\/a>, about 28% above Paypal\u2019s (Nasdaq: PYPL) closing price on Tuesday.<\/p>\n<figure id=\"attachment_831247\" aria-describedby=\"caption-attachment-831247\" style=\"width:912px\" class=\"wp-caption aligncenter\"><figcaption id=\"caption-attachment-831247\" class=\"wp-caption-text\">Image source: X<\/figcaption><\/figure>\n<p>The proposal is backed by about $50 billion in <a href=\"https:\/\/money.usnews.com\/investing\/news\/articles\/2026-07-14\/exclusive-stripe-advent-offer-to-buy-paypal-for-more-than-53-billion-sources-say\" target=\"_blank\" rel=\"noopener noreferrer\">committed financing<\/a> from banks. Stripe and Advent would jointly own Paypal with equal stakes, and the sources stressed the pair would not break up the company. The bid follows an initial approach made in April, with the formal proposal submitted earlier in July.<\/p>\n<h2>Two Stablecoin Empires, One Roof<\/h2>\n<p>For <span>crypto<\/span>, the combination is difficult to overstate, given Stripe has spent two years assembling a holistic payments- <span>crypto<\/span> infrastructure. It first <a href=\"https:\/\/news.bitcoin.com\/stripe-acquires-stablecoin-platform-bridge-in-record-1-1-billion-crypto-deal\/\">acquired Bridge<\/a>, a <span>stablecoin<\/span> orchestration platform, in a record $1.1 billion deal, and subsequently <a href=\"https:\/\/news.bitcoin.com\/stripe-and-paradigm-unveil-tempo-a-blockchain-designed-for-payments\/\">unveiled Tempo<\/a>, a payments-focused <span>blockchain<\/span> built with Paradigm (promising sub-second finality).<\/p>\n<p>Stripe is also a backer of Open USD, the fee-free <span>stablecoin<\/span> <a href=\"https:\/\/news.bitcoin.com\/140-firms-including-coinbase-and-ripple-launch-the-new-open-usd-stablecoin\/\">launched by 140 firms<\/a> including Coinbase and Ripple, and plans to make it the default <a href=\"http:\/\/www.bitcoin.com\/get-started\/what-are-stablecoins\/\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">stablecoin<\/a> across its platform.<\/p>\n<p>Paypal brings its own <a href=\"http:\/\/www.bitcoin.com\/get-started\/a-quick-introduction-to-crypto\/\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">crypto<\/a> stack into the mix as well. For starters, the company issues PYUSD, one of the few <a href=\"http:\/\/www.bitcoin.com\/get-started\/what-are-stablecoins\/\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">stablecoins<\/a> launched by a household-name fintech, and offers <a href=\"http:\/\/www.bitcoin.com\/get-started\/a-quick-introduction-to-crypto\/\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">crypto<\/a> buying, selling, and checkout to hundreds of millions of accounts.<\/p>\n<p>Folding those assets into Stripe\u2019s Bridge-and-Tempo architecture would create a single company touching nearly every layer of dollar-token payments, be it issuance, orchestration, settlement rails, or consumer checkout.<\/p>\n<h2>The Hurdles Ahead<\/h2>\n<p>A takeover of this size would rank among the largest fintech deals ever, and it faces obvious obstacles. Firstly, Paypal\u2019s board has not yet accepted the offer, and there is no guarantee the talks will lead to a transaction, both Reuters and Bloomberg have cautioned. Antitrust reviewers could also scrutinize a merger of two of the largest online payment processors in the West.<\/p>\n<p>Furthermore, the premium being offered reflects how far Paypal has fallen from its pandemic-era peak, when the company commanded a market value above $350 billion. At $53 billion, the bid values Paypal at roughly a seventh of that high, even after the stock\u2019s recent recovery.<\/p>\n<p>Looking ahead, Paypal needs to issue a formal response where its board must weigh a rich cash premium against surrendering the company\u2019s independence at a fraction of its former value. However, the bid resolves, it confirms that stablecoin-era payments infrastructure has become the prize Wall Street\u2019s biggest checkbooks are chasing.<\/p>\n<\/p><\/div>\n<p><a href=\"https:\/\/news.bitcoin.com\/stripe-advent-53-billion-paypal-offer-crypto\/\">Source link <\/a><br \/>\n<br \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Originally posted on : Bitcoin News ) Key Takeaways Stripe and Advent bid $60.50 a share for Paypal per Bloomberg, valuing the fintech above $53 billion. The offer is backed by roughly $50 billion in committed bank financing, with the pair holding equal stakes. A deal would put Paypal\u2019s PYUSD stablecoin under the roof of [&hellip;]<\/p>\n","protected":false},"author":3947362404,"featured_media":75438,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[32],"tags":[],"_links":{"self":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/75437"}],"collection":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/users\/3947362404"}],"replies":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/comments?post=75437"}],"version-history":[{"count":0,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/75437\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media\/75438"}],"wp:attachment":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media?parent=75437"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/categories?post=75437"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/tags?post=75437"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}