{"id":75461,"date":"2026-07-15T21:01:40","date_gmt":"2026-07-15T21:01:40","guid":{"rendered":"https:\/\/crowdfundjunction.com\/blog\/us-and-uk-back-shared-stablecoin-rules-to-boost-cross-border-digital-payments\/"},"modified":"2026-07-15T21:01:40","modified_gmt":"2026-07-15T21:01:40","slug":"us-and-uk-back-shared-stablecoin-rules-to-boost-cross-border-digital-payments","status":"publish","type":"post","link":"https:\/\/crowdfundjunction.com\/blog\/us-and-uk-back-shared-stablecoin-rules-to-boost-cross-border-digital-payments\/","title":{"rendered":"US and UK Back Shared Stablecoin Rules to Boost Cross-Border Digital Payments"},"content":{"rendered":"<p><b>(Originally posted on : Bitcoin News )<\/b><br \/>\n<\/p>\n<div>\n<div class=\"@container mb-[25px] rounded-sm overflow-clip py-0.5 pr-0.5 pl-2.5 bg-success-100\">\n<div class=\"flex flex-col gap-m overflow-clip rounded-[6px] !bg-success-10 p-3 @[420px]:p-m\">\n<h2 class=\"m-0 flex items-center gap-s text-[19px] !text-[#1c1c1c] md:text-[20px]\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"10\" viewbox=\"0 0 16 10\" fill=\"none\" class=\"shrink-0 text-success-100\" aria-hidden=\"true\"><path d=\"M1 1.5h14\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\"\/><path d=\"M1 8.5h10\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\"\/><\/svg><span>Key Takeaways<\/span><\/h2>\n<ul class=\"m-0 flex list-none flex-col gap-m pl-0\">\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">The U.K. and U.S. backed aligned stablecoin rules for reserves, redemptions and market access.<\/span><\/li>\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">Both governments support 1:1 backing with high-quality liquid assets and holder protections.<\/span><\/li>\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">Cross-border stablecoin access is a priority as U.K.-U.S. regulatory cooperation expands.<\/span><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<h2>Transatlantic Taskforce Backs U.K.-U.S. Stablecoin Rules for Payments and Markets<\/h2>\n<p>The United Kingdom and the United States are moving toward closer coordination on <span>stablecoin<\/span> regulation, setting out shared principles aimed at preventing digital money rules from splitting the transatlantic financial system.<\/p>\n<p>In a joint <a href=\"https:\/\/www.gov.uk\/government\/publications\/recommendations-of-the-transatlantic-taskforce-for-markets-of-the-future\/uk-us-joint-statement-on-stablecoins\" target=\"_blank\" rel=\"noopener noreferrer\">statement<\/a> under the Transatlantic Taskforce for Markets of the Future, established in Sept. 2025, both governments said <span>stablecoins<\/span> could improve payments, settlement and financial market infrastructure if properly regulated.<\/p>\n<p>The statement frames <span>stablecoins<\/span> as part of a broader shift in money and capital markets. It also makes clear that both countries want private digital money to develop alongside public-sector oversight.<\/p>\n<p>The two governments said they are \u201ccommitted to deepening our collaboration on capital markets and digital assets,\u201d adding that innovation should strengthen, \u201crather than fragment, our transatlantic marketplace.\u201d<\/p>\n<h2>Stablecoins Seen as Cross-Border Settlement Tool<\/h2>\n<p>The U.K. and U.S. said they intend to enable <span>stablecoins<\/span> for cross-border finance, including payments, settlement, capital markets, and transactions between jurisdictions.<\/p>\n<p>Both governments said <span>stablecoins<\/span> are \u201can important vehicle for innovation in digital money\u201d and committed to supporting safe, sound, and stable growth in their circulation and use.<\/p>\n<p>The statement also backed the coexistence of several forms of digital money, including <span>stablecoins<\/span>, tokenized deposits and similar instruments. That language suggests neither country wants to create a single official model for digital money. Instead, they aim to set standards while allowing private-sector competition.<\/p>\n<p>The governments also emphasized market access. They said lawful, regulated <span>stablecoin<\/span> and digital-asset providers should have \u201cfair, risk-based access to financial services and markets.\u201d<\/p>\n<p>That point is significant for <span>crypto<\/span> firms that have struggled with banking access in both markets. It suggests <span>stablecoin<\/span> issuers and users should not be shut out of financial services simply because they operate in digital assets, provided they meet regulatory standards.<\/p>\n<h2>One-to-One Backing and Holder Protection<\/h2>\n<p>The statement sets a clear expectation for reserves. The U.K. and U.S. said <span>stablecoins<\/span> held out as money should be \u201cfully backed, on at least a one-to-one basis, by high-quality, liquid assets.\u201d<\/p>\n<p>They also said eligible reserves should be clearly defined in each country\u2019s regulatory framework. At the same time, the two governments warned against overly restrictive reserve rules that could fragment markets or undermine commercial viability.<\/p>\n<p>The statement also calls for strong custody, segregation, and redemption standards. Reserve assets should be kept separate from an issuer\u2019s own funds and safeguarded for <a href=\"http:\/\/www.bitcoin.com\/get-started\/what-are-stablecoins\/\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">stablecoin<\/a> holders. Issuers should also provide timely redemption and clear disclosure of holders\u2019 legal rights.<\/p>\n<p>In the event of issuer failure, both countries said <a href=\"http:\/\/www.bitcoin.com\/get-started\/what-are-stablecoins\/\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">stablecoin<\/a> holders should have a clear and protected legal claim on reserves, potentially with priority ahead of other creditors, depending on domestic law.<\/p>\n<p>The statement closes with a commitment to explore pathways for <a href=\"http:\/\/www.bitcoin.com\/get-started\/what-are-stablecoins\/\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">stablecoins<\/a> issued in one jurisdiction to access the other\u2019s market. For the <a href=\"http:\/\/www.bitcoin.com\/get-started\/what-are-stablecoins\/\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">stablecoin<\/a> industry, that may be the most important signal: the U.K. and U.S. are not only writing domestic rules but also looking to make them work across borders.<\/p>\n<p> <!-- --><\/div>\n<p><a href=\"https:\/\/news.bitcoin.com\/us-and-uk-back-shared-stablecoin-rules-to-boost-cross-border-digital-payments\/\">Source link <\/a><br \/>\n<br \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Originally posted on : Bitcoin News ) Key Takeaways The U.K. and U.S. backed aligned stablecoin rules for reserves, redemptions and market access. Both governments support 1:1 backing with high-quality liquid assets and holder protections. Cross-border stablecoin access is a priority as U.K.-U.S. regulatory cooperation expands. Transatlantic Taskforce Backs U.K.-U.S. Stablecoin Rules for Payments and [&hellip;]<\/p>\n","protected":false},"author":3947362377,"featured_media":75462,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[32],"tags":[],"_links":{"self":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/75461"}],"collection":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/users\/3947362377"}],"replies":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/comments?post=75461"}],"version-history":[{"count":0,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/75461\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media\/75462"}],"wp:attachment":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media?parent=75461"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/categories?post=75461"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/tags?post=75461"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}