{"id":75522,"date":"2026-07-17T02:29:42","date_gmt":"2026-07-17T02:29:42","guid":{"rendered":"https:\/\/crowdfundjunction.com\/blog\/visa-stablecoin-platform-pushes-institutional-payments-onchain-with-open-usd\/"},"modified":"2026-07-17T02:29:42","modified_gmt":"2026-07-17T02:29:42","slug":"visa-stablecoin-platform-pushes-institutional-payments-onchain-with-open-usd","status":"publish","type":"post","link":"https:\/\/crowdfundjunction.com\/blog\/visa-stablecoin-platform-pushes-institutional-payments-onchain-with-open-usd\/","title":{"rendered":"Visa Stablecoin Platform Pushes Institutional Payments Onchain With Open USD"},"content":{"rendered":"<p><b>(Originally posted on : Bitcoin News )<\/b><br \/>\n<\/p>\n<div>\n<div class=\"@container mb-[25px] rounded-sm overflow-clip py-0.5 pr-0.5 pl-2.5 bg-success-100\">\n<div class=\"flex flex-col gap-m overflow-clip rounded-[6px] !bg-success-10 p-3 @[420px]:p-m\">\n<h2 class=\"m-0 flex items-center gap-s text-[19px] !text-[#1c1c1c] md:text-[20px]\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"10\" viewbox=\"0 0 16 10\" fill=\"none\" class=\"shrink-0 text-success-100\" aria-hidden=\"true\"><path d=\"M1 1.5h14\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\"\/><path d=\"M1 8.5h10\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\"\/><\/svg><span>Key Takeaways<\/span><\/h2>\n<ul class=\"m-0 flex list-none flex-col gap-m pl-0\">\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">Visa Stablecoin Platform combines stablecoin issuance, wallet infrastructure and payment-network connectivity in one managed environment.<\/span><\/li>\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">The platform initially supports Open USD and targets treasury, settlement, liquidity and embedded-payment use cases.<\/span><\/li>\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">Select-client beta testing will determine whether Visa can convert institutional interest into broader stablecoin adoption.<\/span><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<h2>Visa Aims to Turn Stablecoin Interest Into Institutional Payment Flows<\/h2>\n<p>Visa (NYSE: V) announced on July 16, 2026, that its <a href=\"https:\/\/news.bitcoin.com\/1-trillion-payments-giant-visa-tests-private-stablecoin-settlement-for-institutions\/\">stablecoin<\/a> expansion presents two competing outcomes: It could accelerate institutional adoption by reducing technical and operational barriers, or remain a limited enterprise experiment if clients do not move beyond testing. The strongest evidence for adoption is the platform\u2019s integration of minting, redemption, wallets, and Visa network services. However, its initial beta availability and reliance on a newly introduced <span>stablecoin<\/span> create execution and adoption risks.<\/p>\n<p>That uncertainty defines the central theme of Visa <span>Stablecoin<\/span> Platform (VSP): whether established payment infrastructure can make <span>stablecoins<\/span> practical for mainstream financial institutions. Rather than asking clients to assemble separate wallet and <span>blockchain<\/span> systems, Visa is offering a single managed environment designed to support <span>stablecoin<\/span> operations alongside existing payment and treasury workflows.<\/p>\n<p>The company explained:<\/p>\n<blockquote>\n<p>\u201cVisa <span>Stablecoin<\/span> Platform provides direct access to a range of <span>stablecoin<\/span> capabilities and flows alongside Visa\u2019s network, risk and fraud capabilities, so institutions can move from exploration to implementation with greater confidence.\u201d<\/p>\n<\/blockquote>\n<h2>Open USD Integration Could Lower Enterprise Adoption Barriers<\/h2>\n<p>VSP initially provides access to <a href=\"https:\/\/news.bitcoin.com\/140-firms-including-coinbase-and-ripple-launch-the-new-open-usd-stablecoin\/\">Open USD<\/a>, a new <span>stablecoin<\/span> introduced by Open Standard. Through the platform, participating institutions can mint, burn, hold, redeem, and transfer the token as part of treasury, settlement, and <span>liquidity<\/span> workflows.<\/p>\n<p>Clients can use Visa\u2019s Wallet-as-a-Service infrastructure or connect existing wallets while linking bank accounts and establishing internal approval policies. This structure gives institutions a managed environment for bringing fiat value onchain without building separate wallet and transaction-management systems.<\/p>\n<p>The platform includes dual-control authorization, audit logging, secure passkeys and transfer allow lists designed to satisfy institutional governance and security requirements. Visa also integrates VSP with its existing <span>stablecoin<\/span> offerings, including settlement, stablecoin-linked cards, and money movement.<\/p>\n<p>That connectivity could allow financial institutions to embed <span>stablecoin<\/span> capabilities into treasury, <span>liquidity<\/span>, and payment operations using infrastructure they already rely on. It may also reduce implementation friction for existing Visa clients that want to test blockchain-based settlement without replacing their current payment systems.<\/p>\n<h2>Beta Rollout Will Test the Platform\u2019s Institutional Appeal<\/h2>\n<p>The <span>bullish<\/span> case rests on Visa\u2019s global payments network and existing relationships with banks, fintechs, and payment providers. Those advantages could help accelerate adoption if institutions can integrate <a href=\"http:\/\/www.bitcoin.com\/get-started\/what-are-stablecoins\/\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">stablecoins<\/a> without overhauling existing systems.<\/p>\n<p>The <a href=\"http:\/\/www.bitcoin.com\/get-started\/bull-market-vs-bear-market\/\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">bearish<\/a> case is that the platform launches with only Open USD support and is initially limited to select beta participants. Because Open USD is newly introduced, institutions may wait for stronger evidence of operational performance and real-world usage before committing significant transaction <a href=\"http:\/\/www.bitcoin.com\/get-started\/what-is-trading-volume\/\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">volume<\/a>.<\/p>\n<p>The next catalyst will be results from Visa\u2019s beta testing. Evidence that financial institutions are using VSP for treasury management, settlement, or payment flows could support a broader commercial rollout and provide an early indication of institutional demand for Visa\u2019s <a href=\"http:\/\/www.bitcoin.com\/get-started\/what-are-stablecoins\/\" class=\"lar_link lar_link_outgoing\" target=\"_blank\" rel=\"noopener noreferrer\">stablecoin<\/a> infrastructure.<\/p>\n<div class=\"not-prose my-3 lg:my-4\"><a aria-label=\"Read Now: 140 Firms Including Coinbase and Ripple Launch the New Open USD Stablecoin\" class=\"block overflow-hidden rounded-lg !bg-[#E8EDFA] p-[9px] no-underline focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-[#4169E1] focus-visible:ring-offset-2 flex flex-col md:hidden\" href=\"https:\/\/news.bitcoin.com\/140-firms-including-coinbase-and-ripple-launch-the-new-open-usd-stablecoin\/\"><\/p>\n<div class=\"relative aspect-video w-full overflow-hidden rounded-[15px]\"><\/p>\n<h3 class=\"absolute inset-x-0 bottom-0 m-0 p-3 text-xl font-bold capitalize leading-[1.17] tracking-[-0.4px] !text-white\">140 Firms Including Coinbase and Ripple Launch the New Open USD Stablecoin<\/h3>\n<\/div>\n<div class=\"flex flex-col gap-2.5 px-1 pt-2.5 pb-1\">\n<p class=\"m-0 line-clamp-2 text-xs leading-[1.3] !text-[#67656E]\">Visa, Coinbase, Stripe, Mastercard and more than 140 other companies are launching a new stablecoin called Open USD, built to\u2026<\/p>\n<p><span aria-hidden=\"true\" class=\"flex items-center justify-center rounded-pill bg-[#4169E1] text-sm font-medium text-white h-[38px] w-full\">Read Now<\/span><\/div>\n<p><\/a><a aria-label=\"Read Now: 140 Firms Including Coinbase and Ripple Launch the New Open USD Stablecoin\" class=\"block overflow-hidden rounded-lg !bg-[#E8EDFA] p-[9px] no-underline focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-[#4169E1] focus-visible:ring-offset-2 hidden md:flex md:flex-row md:gap-3 lg:hidden\" href=\"https:\/\/news.bitcoin.com\/140-firms-including-coinbase-and-ripple-launch-the-new-open-usd-stablecoin\/\"><\/p>\n<div class=\"relative size-[150px] min-w-[150px] shrink-0 overflow-hidden rounded-[15px]\"><img alt=\"140 Firms Including Coinbase and Ripple Launch the New Open USD Stablecoin\" loading=\"lazy\" decoding=\"async\" data-nimg=\"fill\" class=\"object-cover\" style=\"position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent\" sizes=\"150px\" srcset=\"\/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F06%2F140-firms-including-coinbase-and-ripple-launch-the-new-open-usd-stablecoin-150x150.png&amp;w=32&amp;q=75 32w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F06%2F140-firms-including-coinbase-and-ripple-launch-the-new-open-usd-stablecoin-150x150.png&amp;w=48&amp;q=75 48w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F06%2F140-firms-including-coinbase-and-ripple-launch-the-new-open-usd-stablecoin-150x150.png&amp;w=64&amp;q=75 64w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F06%2F140-firms-including-coinbase-and-ripple-launch-the-new-open-usd-stablecoin-150x150.png&amp;w=128&amp;q=75 128w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F06%2F140-firms-including-coinbase-and-ripple-launch-the-new-open-usd-stablecoin-150x150.png&amp;w=256&amp;q=75 256w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F06%2F140-firms-including-coinbase-and-ripple-launch-the-new-open-usd-stablecoin-150x150.png&amp;w=384&amp;q=75 384w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F06%2F140-firms-including-coinbase-and-ripple-launch-the-new-open-usd-stablecoin-150x150.png&amp;w=640&amp;q=75 640w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F06%2F140-firms-including-coinbase-and-ripple-launch-the-new-open-usd-stablecoin-150x150.png&amp;w=828&amp;q=75 828w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F06%2F140-firms-including-coinbase-and-ripple-launch-the-new-open-usd-stablecoin-150x150.png&amp;w=1080&amp;q=75 1080w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F06%2F140-firms-including-coinbase-and-ripple-launch-the-new-open-usd-stablecoin-150x150.png&amp;w=1200&amp;q=75 1200w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F06%2F140-firms-including-coinbase-and-ripple-launch-the-new-open-usd-stablecoin-150x150.png&amp;w=1920&amp;q=75 1920w\" src=\"https:\/\/news.bitcoin.com\/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F06%2F140-firms-including-coinbase-and-ripple-launch-the-new-open-usd-stablecoin-150x150.png&amp;w=1920&amp;q=75\"\/><\/p>\n<div class=\"absolute left-2 top-2\"><img alt=\"Bitcoin.com News\" loading=\"lazy\" width=\"28\" height=\"28\" decoding=\"async\" data-nimg=\"1\" class=\"size-7\" style=\"color:transparent\" srcset=\"\/_next\/image\/?url=%2Fimages%2Fuploads%2Fbitcoin_news_newlogo.svg&amp;w=32&amp;q=75 1x, \/_next\/image\/?url=%2Fimages%2Fuploads%2Fbitcoin_news_newlogo.svg&amp;w=64&amp;q=75 2x\" src=\"https:\/\/news.bitcoin.com\/_next\/image\/?url=%2Fimages%2Fuploads%2Fbitcoin_news_newlogo.svg&amp;w=64&amp;q=75\"\/><\/div>\n<\/div>\n<div class=\"flex min-w-0 flex-1 flex-col justify-between gap-2\">\n<h3 class=\"m-0 line-clamp-3 text-xl font-bold capitalize leading-[1.17] tracking-[-0.4px] !text-[#1C1C1C]\">140 Firms Including Coinbase and Ripple Launch the New Open USD Stablecoin<\/h3>\n<p class=\"m-0 line-clamp-2 text-sm leading-[1.3] !text-[#67656E]\">Visa, Coinbase, Stripe, Mastercard and more than 140 other companies are launching a new stablecoin called Open USD, built to\u2026<\/p>\n<p><span aria-hidden=\"true\" class=\"flex items-center justify-center rounded-pill bg-[#4169E1] text-sm font-medium text-white h-[38px] w-full\">Read Now<\/span><\/div>\n<p><\/a><a aria-label=\"Read Now: 140 Firms Including Coinbase and Ripple Launch the New Open USD Stablecoin\" class=\"block overflow-hidden rounded-lg !bg-[#E8EDFA] p-[9px] no-underline focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-[#4169E1] focus-visible:ring-offset-2 hidden lg:flex lg:flex-row lg:gap-4\" href=\"https:\/\/news.bitcoin.com\/140-firms-including-coinbase-and-ripple-launch-the-new-open-usd-stablecoin\/\"><\/p>\n<div class=\"relative size-[150px] min-w-[150px] shrink-0 overflow-hidden rounded-[15px]\"><img alt=\"140 Firms Including Coinbase and Ripple Launch the New Open USD Stablecoin\" loading=\"lazy\" decoding=\"async\" data-nimg=\"fill\" class=\"object-cover\" style=\"position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent\" sizes=\"150px\" srcset=\"\/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F06%2F140-firms-including-coinbase-and-ripple-launch-the-new-open-usd-stablecoin-150x150.png&amp;w=32&amp;q=75 32w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F06%2F140-firms-including-coinbase-and-ripple-launch-the-new-open-usd-stablecoin-150x150.png&amp;w=48&amp;q=75 48w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F06%2F140-firms-including-coinbase-and-ripple-launch-the-new-open-usd-stablecoin-150x150.png&amp;w=64&amp;q=75 64w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F06%2F140-firms-including-coinbase-and-ripple-launch-the-new-open-usd-stablecoin-150x150.png&amp;w=128&amp;q=75 128w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F06%2F140-firms-including-coinbase-and-ripple-launch-the-new-open-usd-stablecoin-150x150.png&amp;w=256&amp;q=75 256w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F06%2F140-firms-including-coinbase-and-ripple-launch-the-new-open-usd-stablecoin-150x150.png&amp;w=384&amp;q=75 384w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F06%2F140-firms-including-coinbase-and-ripple-launch-the-new-open-usd-stablecoin-150x150.png&amp;w=640&amp;q=75 640w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F06%2F140-firms-including-coinbase-and-ripple-launch-the-new-open-usd-stablecoin-150x150.png&amp;w=828&amp;q=75 828w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F06%2F140-firms-including-coinbase-and-ripple-launch-the-new-open-usd-stablecoin-150x150.png&amp;w=1080&amp;q=75 1080w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F06%2F140-firms-including-coinbase-and-ripple-launch-the-new-open-usd-stablecoin-150x150.png&amp;w=1200&amp;q=75 1200w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F06%2F140-firms-including-coinbase-and-ripple-launch-the-new-open-usd-stablecoin-150x150.png&amp;w=1920&amp;q=75 1920w\" src=\"https:\/\/news.bitcoin.com\/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F06%2F140-firms-including-coinbase-and-ripple-launch-the-new-open-usd-stablecoin-150x150.png&amp;w=1920&amp;q=75\"\/><\/p>\n<div class=\"absolute left-2 top-2\"><img alt=\"Bitcoin.com News\" loading=\"lazy\" width=\"28\" height=\"28\" decoding=\"async\" data-nimg=\"1\" class=\"size-7\" style=\"color:transparent\" srcset=\"\/_next\/image\/?url=%2Fimages%2Fuploads%2Fbitcoin_news_newlogo.svg&amp;w=32&amp;q=75 1x, \/_next\/image\/?url=%2Fimages%2Fuploads%2Fbitcoin_news_newlogo.svg&amp;w=64&amp;q=75 2x\" src=\"https:\/\/news.bitcoin.com\/_next\/image\/?url=%2Fimages%2Fuploads%2Fbitcoin_news_newlogo.svg&amp;w=64&amp;q=75\"\/><\/div>\n<\/div>\n<div class=\"flex min-w-0 flex-1 flex-col justify-center gap-2\">\n<p><h3 class=\"m-0 min-w-0 flex-1 line-clamp-2 text-2xl font-bold capitalize leading-[1.17] tracking-[-0.48px] !text-[#1C1C1C]\">140 Firms Including Coinbase and Ripple Launch the New Open USD Stablecoin<\/h3>\n<p><span aria-hidden=\"true\" class=\"flex items-center justify-center rounded-pill bg-[#4169E1] text-sm font-medium text-white h-12 w-[180px] shrink-0\">Read Now<\/span><\/p>\n<p class=\"m-0 line-clamp-2 text-base leading-[1.3] !text-[#67656E]\">Visa, Coinbase, Stripe, Mastercard and more than 140 other companies are launching a new stablecoin called Open USD, built to\u2026<\/p>\n<\/div>\n<p><\/a><\/div>\n<\/div>\n<p><a href=\"https:\/\/news.bitcoin.com\/visa-stablecoin-platform-pushes-institutional-payments-onchain-with-open-usd\/\">Source link <\/a><br \/>\n<br \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Originally posted on : Bitcoin News ) Key Takeaways Visa Stablecoin Platform combines stablecoin issuance, wallet infrastructure and payment-network connectivity in one managed environment. The platform initially supports Open USD and targets treasury, settlement, liquidity and embedded-payment use cases. Select-client beta testing will determine whether Visa can convert institutional interest into broader stablecoin adoption. Visa [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":75523,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[32],"tags":[],"_links":{"self":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/75522"}],"collection":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/comments?post=75522"}],"version-history":[{"count":0,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/75522\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media\/75523"}],"wp:attachment":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media?parent=75522"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/categories?post=75522"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/tags?post=75522"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}