{"id":75756,"date":"2026-07-22T10:33:37","date_gmt":"2026-07-22T10:33:37","guid":{"rendered":"https:\/\/crowdfundjunction.com\/blog\/bitcoin-ownership-overtakes-gold-as-49-6-million-americans-now-hold-btc\/"},"modified":"2026-07-22T10:33:37","modified_gmt":"2026-07-22T10:33:37","slug":"bitcoin-ownership-overtakes-gold-as-49-6-million-americans-now-hold-btc","status":"publish","type":"post","link":"https:\/\/crowdfundjunction.com\/blog\/bitcoin-ownership-overtakes-gold-as-49-6-million-americans-now-hold-btc\/","title":{"rendered":"Bitcoin Ownership Overtakes Gold as 49.6 Million Americans Now Hold BTC"},"content":{"rendered":"<p><b>(Originally posted on : Bitcoin News )<\/b><br \/>\n<\/p>\n<div>\n<div class=\"@container mb-[25px] rounded-sm overflow-clip py-0.5 pr-0.5 pl-2.5 bg-success-100\">\n<div class=\"flex flex-col gap-m overflow-clip rounded-[6px] !bg-success-10 p-3 @[420px]:p-m\">\n<h2 class=\"m-0 flex items-center gap-s text-[19px] !text-[#1c1c1c] md:text-[20px]\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"10\" viewbox=\"0 0 16 10\" fill=\"none\" class=\"shrink-0 text-success-100\" aria-hidden=\"true\"><path d=\"M1 1.5h14\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\"\/><path d=\"M1 8.5h10\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\"\/><\/svg><span>Key Takeaways<\/span><\/h2>\n<ul class=\"m-0 flex list-none flex-col gap-m pl-0\">\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">River\u2019s July report found 49.6 million Americans hold bitcoin versus 28.8 million who own gold.<\/span><\/li>\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">US bitcoin ownership climbed from a 14.3% adoption rate to 18.6% in about six months.<\/span><\/li>\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">The US government holds 328,372 BTC as lawmakers weigh a formal strategic reserve.<\/span><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<h2>Bitcoin Adoption Outpaces a 5,000-Year-Old Rival<\/h2>\n<p>River, a bitcoin-focused financial services company, published research earlier this month showing that bitcoin ownership among American adults has <a href=\"https:\/\/river.com\/content\/america-leads-in-bitcoin\" target=\"_blank\" rel=\"noopener noreferrer\">overtaken gold ownership<\/a> for the first time on record. The firm reported that 49.6 million Americans now hold bitcoin, or 18.6% of the adult population, while 28.8 million, or 10.8%, own gold.<\/p>\n<p>Gold has served as a store of value for roughly 5,000 years, while bitcoin has existed for only around 16 years since the Bitcoin network launched in January 2009. River\u2019s findings indicate that an asset with a fraction of gold\u2019s track record has already built a larger base of individual American owners than gold has after millennia.<\/p>\n<p>River attributed the shift to two main forces, namely access and culture. The firm said favorable regulation, a low barrier to entry through exchanges and mobile apps, and an American cultural leaning toward individual investing and financial self-reliance have combined to accelerate adoption.<\/p>\n<p>The report also found that Americans collectively hold approximately 42% of all bitcoin in global circulation, a concentration described as making the United States the \u201cglobal bitcoin superpower.\u201d<\/p>\n<p><\/p>\n<h2>Government and Corporate Holdings Reinforce the Shift<\/h2>\n<p>Public companies headquartered in the country hold roughly 1.24 million BTC, according to River, representing 92.7% of all bitcoin held by publicly traded companies worldwide, a concentration that reflects how dominant US-listed firms have become in corporate bitcoin treasury strategy.<\/p>\n<p>The U.S. government itself <a href=\"https:\/\/news.bitcoin.com\/us-government-holds-328372-btc-as-onchain-data-confirms-23b-federal-crypto-stockpile\/\">holds 328,372 BTC<\/a>, according to onchain data confirming the federal crypto stockpile, worth more than $23 billion at recent prices. That reserve, built up largely through asset seizures, has become a focal point of ongoing legislative efforts, including bills introduced this year to formally codify a <a href=\"https:\/\/news.bitcoin.com\/arma-bill-strategic-bitcoin-reserve-20-year-hold-2026\/\">strategic bitcoin reserve<\/a> with long-term holding requirements and a target of accumulating up to 1 million BTC.<\/p>\n<p>Mining infrastructure tells a similar story, given that the U.S. accounts for 37.5% of Bitcoin\u2019s global hashrate and that more than 150 bitcoin-related companies, spanning exchanges, custodians, miners, and payment processors, are now headquartered domestically.<\/p>\n<h2>A Fast-Rising Adoption Curve<\/h2>\n<p>A separate study found that the U.S. bitcoin ownership rate stood at 14.3% at the start of 2026, meaning the rate has climbed more than four percentage points in roughly six months under River\u2019s latest measurement.<\/p>\n<p>Wall Street\u2019s posture toward bitcoin has shifted alongside retail adoption, with River\u2019s report noting that several large U.S. asset managers have opened bitcoin exchange-traded fund (ETF) distribution to their clients this year, putting bitcoin in front of financial advisors who previously had little reason to discuss the asset with retail clients. That distribution shift, combined with rising direct ownership, implies that bitcoin is moving from a niche holding to a more standard part of American household balance sheets.<\/p>\n<\/p><\/div>\n<p><a href=\"https:\/\/news.bitcoin.com\/bitcoin-ownership-surpasses-gold-river-report\/\">Source link <\/a><br \/>\n<br \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Originally posted on : Bitcoin News ) Key Takeaways River\u2019s July report found 49.6 million Americans hold bitcoin versus 28.8 million who own gold. US bitcoin ownership climbed from a 14.3% adoption rate to 18.6% in about six months. The US government holds 328,372 BTC as lawmakers weigh a formal strategic reserve. Bitcoin Adoption Outpaces [&hellip;]<\/p>\n","protected":false},"author":3947362404,"featured_media":75757,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[32],"tags":[],"_links":{"self":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/75756"}],"collection":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/users\/3947362404"}],"replies":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/comments?post=75756"}],"version-history":[{"count":0,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/75756\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media\/75757"}],"wp:attachment":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media?parent=75756"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/categories?post=75756"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/tags?post=75756"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}