{"id":78259,"date":"2026-09-16T18:21:06","date_gmt":"2026-09-16T18:21:06","guid":{"rendered":"https:\/\/crowdfundjunction.com\/blog\/after-years-of-holds-and-cuts-the-fed-just-raised-rates-again\/"},"modified":"2026-09-16T18:21:06","modified_gmt":"2026-09-16T18:21:06","slug":"after-years-of-holds-and-cuts-the-fed-just-raised-rates-again","status":"publish","type":"post","link":"https:\/\/crowdfundjunction.com\/blog\/after-years-of-holds-and-cuts-the-fed-just-raised-rates-again\/","title":{"rendered":"After Years of Holds and Cuts, the Fed Just Raised Rates Again"},"content":{"rendered":"<p><b>(Originally posted on : Bitcoin News )<\/b><br \/>\n<\/p>\n<div>\n<div class=\"@container mb-[25px] rounded-sm overflow-clip py-0.5 pr-0.5 pl-2.5 bg-success-100\">\n<div class=\"flex flex-col gap-m overflow-clip rounded-[6px] !bg-success-10 p-3 @[420px]:p-m\">\n<h2 class=\"m-0 flex items-center gap-s text-[19px] !text-[#1c1c1c] md:text-[20px]\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"10\" viewbox=\"0 0 16 10\" fill=\"none\" class=\"shrink-0 text-success-100\" aria-hidden=\"true\"><path d=\"M1 1.5h14\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\"\/><path d=\"M1 8.5h10\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\"\/><\/svg><span>Key Takeaways<\/span><\/h2>\n<ul class=\"m-0 flex list-none flex-col gap-m pl-0\">\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">The Federal Reserve raised rates 25 basis points after 1,148 days without a hike.<\/span><\/li>\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">The FOMC voted 12-0 as inflation remained above the Federal Reserve\u2019s 2% goal.<\/span><\/li>\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">The Federal Reserve\u2019s next move now hinges on inflation, employment and growth.<\/span><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<h2>The Fed Just Broke a 1,148-Day Streak<\/h2>\n<p>For more than three years, every Federal Reserve rate decision moved in one of two directions: hold or cut. Then, on Wednesday, the script flipped. The Federal Open Market Committee (FOMC) <a href=\"https:\/\/www.federalreserve.gov\/newsevents\/pressreleases\/monetary20260916a.htm\" target=\"_blank\" rel=\"noopener noreferrer\">voted unanimously<\/a> to raise its benchmark target range by 25 basis points, from 3.5%-3.75% to 3.75%-4%.<\/p>\n<p>That sounds like an ordinary quarter-point adjustment until the calendar enters the picture. The Fed\u2019s previous rate increase happened July 26, 2023, when policymakers pushed the range to 5.25%-5.5%. Between those two hikes sit 1,148 days, an entire easing cycle and a rather different interest-rate world.<\/p>\n<h2>From 5.5% Down, Then Back Up<\/h2>\n<p>The strange part is how much ground the Fed covered before arriving here again. After the July 2023 hike, policymakers held rates at 5.25%-5.5% for roughly a year. Cuts eventually followed, and by July 2026, the target range had fallen to 3.5%-3.75%. Now the elevator has changed direction. <a href=\"https:\/\/news.bitcoin.com\/finance\/fedwatch-turns-hawkish-with-57-odds-of-september-rate-increase\/\">Markets already predicted<\/a> that the FOMC members would lean this way.<\/p>\n<p>Wednesday\u2019s quarter-point increase effectively returns the range to 3.75%-4%, a level the Fed had previously reached from the opposite direction in October 2025, when it cut rates by 25 basis points. Interestingly, the same numbers on the board now tell a completely different monetary-policy story.<\/p>\n<h2>Inflation Put the Brakes on the Easing Cycle<\/h2>\n<p>The Fed\u2019s explanation was fairly plain. Economic activity is expanding at a solid pace, productivity and capital investment are strong, job gains have kept up with the workforce, and unemployment has changed little. <a href=\"https:\/\/news.bitcoin.com\/market-updates\/562m-liquidation-surge-hits-crypto-market-after-ppi-inflation-jump\/\">Inflation, however, remains elevated<\/a>.<\/p>\n<p>That\u2019s the catch. The Fed\u2019s stated longer-term inflation goal is 2%, and Wednesday\u2019s statement said the central bank would \u201cdeliver price stability.\u201d The vote was 12-0, meaning there wasn\u2019t a dissenter arguing for another hold or a different-sized move.<\/p>\n<p>For borrowers, the mechanics aren\u2019t mysterious. The federal funds rate isn\u2019t the rate consumers directly pay on a mortgage or credit card, but it influences financing conditions throughout the economy. After years of waiting for borrowing costs to come down, households, businesses and markets suddenly have to price in a Fed willing to move the other way.<\/p>\n<h2>Three Years of One-Way Thinking Just Ended<\/h2>\n<p>The July 2023 increase capped a tightening campaign that had lifted the federal funds target by 525 basis points from early 2022. What followed eventually became an easing cycle, with rates falling considerably from that 5.25%-5.5% peak. Wednesday broke that pattern.<\/p>\n<p>On the other hand, one increase doesn\u2019t automatically establish a long hiking campaign. The Fed has moved just 25 basis points, and its next decisions will arrive against the same tension visible in Wednesday\u2019s statement: solid economic activity alongside inflation still running above target.<\/p>\n<p>After 1,148 days without a rate hike, the bigger curiosity isn\u2019t what the Fed just did. It\u2019s whether Wednesday was a one-off correction or the moment the interest-rate cycle quietly changed direction. Following the decision, all of Wall Street\u2019s major indexes were in the green, and <a href=\"https:\/\/www.bitcoin.com\/price\/bitcoin\/\" target=\"_blank\" rel=\"noopener noreferrer\">bitcoin\u2019s price jumped past the $76,000 zone. <\/a><\/p>\n<p>At press time, BTC trades for $76,224 per unit.<\/p>\n<\/p><\/div>\n<p><a href=\"https:\/\/news.bitcoin.com\/finance\/after-years-of-holds-and-cuts-the-fed-just-raised-rates-again\/\">Source link <\/a><br \/>\n<br \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Originally posted on : Bitcoin News ) Key Takeaways The Federal Reserve raised rates 25 basis points after 1,148 days without a hike. The FOMC voted 12-0 as inflation remained above the Federal Reserve\u2019s 2% goal. The Federal Reserve\u2019s next move now hinges on inflation, employment and growth. The Fed Just Broke a 1,148-Day Streak [&hellip;]<\/p>\n","protected":false},"author":19,"featured_media":78260,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[32],"tags":[],"_links":{"self":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/78259"}],"collection":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/comments?post=78259"}],"version-history":[{"count":0,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/78259\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media\/78260"}],"wp:attachment":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media?parent=78259"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/categories?post=78259"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/tags?post=78259"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}