{"id":79071,"date":"2026-10-05T02:58:09","date_gmt":"2026-10-05T02:58:09","guid":{"rendered":"https:\/\/crowdfundjunction.com\/blog\/why-xrp-appeals-to-institutional-investors-bitwise-cio-explains\/"},"modified":"2026-10-05T02:58:09","modified_gmt":"2026-10-05T02:58:09","slug":"why-xrp-appeals-to-institutional-investors-bitwise-cio-explains","status":"publish","type":"post","link":"https:\/\/crowdfundjunction.com\/blog\/why-xrp-appeals-to-institutional-investors-bitwise-cio-explains\/","title":{"rendered":"Why XRP Appeals to Institutional Investors, Bitwise CIO Explains"},"content":{"rendered":"<p><b>(Originally posted on : Bitcoin News )<\/b><br \/>\n<\/p>\n<div>\n<div class=\"@container mb-[25px] rounded-sm overflow-clip py-0.5 pr-0.5 pl-2.5 bg-success-100\">\n<div class=\"flex flex-col gap-m overflow-clip rounded-[6px] !bg-success-10 p-3 @[420px]:p-m\">\n<h2 class=\"m-0 flex items-center gap-s text-[19px] !text-[#1c1c1c] md:text-[20px]\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"10\" viewbox=\"0 0 16 10\" fill=\"none\" class=\"shrink-0 text-success-100\" aria-hidden=\"true\"><path d=\"M1 1.5h14\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\"\/><path d=\"M1 8.5h10\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\"\/><\/svg><span>Key Takeaways<\/span><\/h2>\n<ul class=\"m-0 flex list-none flex-col gap-m pl-0\">\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">Hougan calls XRP one of the established major cryptocurrencies.<\/span><\/li>\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">The Bitwise CIO says financial advisors recognize its connections to cross-currency transfers and liquidity.<\/span><\/li>\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">Confidence in XRP\u2019s longevity does not imply its price will rise.<\/span><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<h2>XRP\u2019s Staying Power Gives Advisors Confidence<\/h2>\n<p>Financial advisors evaluating XRP find assurance in its long track record and recognizable financial applications, according to Matt Hougan, chief investment officer at crypto asset manager Bitwise. In a video <span style=\"box-sizing:border-box;margin:0px;padding:0px\"><a href=\"https:\/\/x.com\/TokenRelations\/status\/2104676380914929757\" target=\"_blank\" rel=\"noopener noreferrer\">Token Relations shared on X on Sept. 28 explaining XRP\u2019s institutional appeal<\/a>, he outlined why<\/span> the asset resonates with his firm\u2019s audience. The Bitwise CIO stated: \u201cXRP appeals for very simple reasons.\u201d<\/p>\n<p>Hougan called XRP one of the \u201cMount Rushmore assets in crypto,\u201d a reference to its standing among established major cryptocurrencies. He said:<\/p>\n<blockquote>\n<p>\u201cA lot of financial advisors look at crypto and wonder, are these things for real? Will they persist? Will they be here into the future? And XRP has this enormous track record and this enormous background that gives people confidence it will be there in the future.\u201d<\/p>\n<\/blockquote>\n<p>His first explanation concerns durability, a question advisors face when evaluating newer forms of investment alongside traditional holdings. Cryptocurrencies are <a href=\"https:\/\/www.bitcoin.com\/get-started\/money-fundamentals\/fundamentals\/a-quick-introduction-to-crypto\/\" target=\"_blank\" rel=\"noopener noreferrer\">digital assets that can be stored, exchanged, and used for payments<\/a>. Confidence that a token will persist differs from an expectation that its price will rise.<\/p>\n<h2>Familiar Financial Uses Strengthen XRP\u2019s Case<\/h2>\n<p>Hougan\u2019s second explanation connects that established history with financial services his audience already recognizes and can evaluate. He added: \u201cIt fits into real-world applications that they can understand.\u201d He pointed to stablecoins, tokens designed to maintain a reference value, alongside transfers between currencies and liquidity, the availability of assets needed to transact.<\/p>\n<p>Those themes are reflected in activity on the XRP Ledger (XRPL), the blockchain whose native token is XRP. <a href=\"https:\/\/news.bitcoin.com\/market-updates\/xrp-price-slides-27-in-2026-as-xrpl-stablecoins-tokenization-surge\/\">Stablecoin supply and tokenization expanded across XRPL<\/a> during 2026, even as the token\u2019s price weakened. Tokenization represents assets through blockchain-based tokens; network activity and token prices can follow different paths.<\/p>\n<p>Hougan also cited Ripple\u2019s bank charter efforts as news advisors understand, along with what it could mean for the XRP community. The U.S. Office of the Comptroller of the Currency (OCC) granted <a href=\"https:\/\/www.occ.gov\/news-issuances\/news-releases\/2025\/nr-occ-2025-125.html\" target=\"_blank\" rel=\"noopener noreferrer\">conditional approval for Ripple National Trust Bank<\/a> on Dec. 12, 2025. That preliminary decision required the proposed institution to meet preopening conditions and receive final authorization before beginning operations.<\/p>\n<h2>XRP ETF Assets Retreat From September\u2019s Record<\/h2>\n<p>Alongside the video, Token Relations reported that XRP exchange-traded fund (ETF) net assets had grown 80% during the third quarter to a record $1.77 billion. ETFs offer investment exposure through exchange-listed shares. The U.S. spot products had <a href=\"https:\/\/news.bitcoin.com\/market-updates\/xrp-etf-outflow-bitwise-3-28m-assets-drop-37m\/\">accumulated $1.791 billion in cumulative net inflows<\/a> by Oct. 2.<\/p>\n<p>Subsequent figures illustrate how capital flows and valuations can diverge as XRP\u2019s market price changes. <a href=\"https:\/\/news.bitcoin.com\/crypto-news\/xrp-etf-inflows-121m-september-net-assets-shrink\/\">XRP ETF assets declined despite continued inflows<\/a> after reaching $1.77 billion on Sept. 25. The total fell to approximately $1.69 billion after Sept. 28 and $1.658 billion by Oct. 2, when the funds recorded a $3.28 million outflow entirely from Bitwise.<\/p>\n<p>Exchange-listed products give advisors a familiar route to XRP exposure through brokerage accounts, and Hougan\u2019s firm participates directly in that market. The <a href=\"https:\/\/bitxrpetf.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">Bitwise XRP ETF<\/a> trades on NYSE Arca, a U.S. securities exchange, with a 0.34% annual expense ratio, equivalent to $34 per $10,000 invested. Its issuer listed approximately 412.93 million XRP in trust and $606.47 million in net assets as of Oct. 1.<\/p>\n<\/p><\/div>\n<p><a href=\"https:\/\/news.bitcoin.com\/market-updates\/why-xrp-appeals-to-institutional-investors-bitwise-cio-explains\/\">Source link <\/a><br \/>\n<br \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Originally posted on : Bitcoin News ) Key Takeaways Hougan calls XRP one of the established major cryptocurrencies. The Bitwise CIO says financial advisors recognize its connections to cross-currency transfers and liquidity. Confidence in XRP\u2019s longevity does not imply its price will rise. XRP\u2019s Staying Power Gives Advisors Confidence Financial advisors evaluating XRP find assurance [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":79072,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[32],"tags":[],"_links":{"self":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/79071"}],"collection":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/comments?post=79071"}],"version-history":[{"count":0,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/79071\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media\/79072"}],"wp:attachment":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media?parent=79071"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/categories?post=79071"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/tags?post=79071"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}