{"id":79113,"date":"2026-10-06T00:19:12","date_gmt":"2026-10-06T00:19:12","guid":{"rendered":"https:\/\/crowdfundjunction.com\/blog\/ripples-schwartz-slams-fee-metric-as-100x-xrp-fee-hike-is-floated\/"},"modified":"2026-10-06T00:19:12","modified_gmt":"2026-10-06T00:19:12","slug":"ripples-schwartz-slams-fee-metric-as-100x-xrp-fee-hike-is-floated","status":"publish","type":"post","link":"https:\/\/crowdfundjunction.com\/blog\/ripples-schwartz-slams-fee-metric-as-100x-xrp-fee-hike-is-floated\/","title":{"rendered":"Ripple&#8217;s Schwartz Slams Fee Metric as 100x XRP Fee Hike Is Floated"},"content":{"rendered":"<p><b>(Originally posted on : Bitcoin News )<\/b><br \/>\n<\/p>\n<div>\n<div class=\"@container mb-[25px] rounded-sm overflow-clip py-0.5 pr-0.5 pl-2.5 bg-success-100\">\n<div class=\"flex flex-col gap-m overflow-clip rounded-[6px] !bg-success-10 p-3 @[420px]:p-m\">\n<h2 class=\"m-0 flex items-center gap-s text-[19px] !text-[#1c1c1c] md:text-[20px]\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"10\" viewbox=\"0 0 16 10\" fill=\"none\" class=\"shrink-0 text-success-100\" aria-hidden=\"true\"><path d=\"M1 1.5h14\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\"\/><path d=\"M1 8.5h10\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\"\/><\/svg><span>Key Takeaways<\/span><\/h2>\n<ul class=\"m-0 flex list-none flex-col gap-m pl-0\">\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">Schwartz puts fee-paying users at the center of the blockchain debate.<\/span><\/li>\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">An X user suggested a 10-fold or 100-fold base-fee increase.<\/span><\/li>\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">Standard XRP Ledger transaction fees are destroyed, not paid to validators.<\/span><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<h2>Schwartz Questions Whose Interests Higher Fees Serve<\/h2>\n<p>People paying to use a blockchain face costs that fee revenue metrics can overlook, according to David Schwartz, Ripple\u2019s chief technology officer emeritus. In an exchange on X on Oct. 4, he <a href=\"https:\/\/x.com\/JoelKatz\/status\/2106891421295022153\" target=\"_blank\" rel=\"noopener noreferrer\">criticized fee revenue as a metric<\/a> and questioned whose interests it represents, responding to a suggestion that XRP Ledger validators raise transaction costs to burn more XRP.<\/p>\n<p>Schwartz stated:<\/p>\n<blockquote>\n<p>\u201cI think fee revenue is a terrible metric since it measures how much friction the chain *didn\u2019t* remove. If you represent the people who collect the fees, then fees are great. But what about the people who *pay* the fees? Who cares about their interests?\u201d<\/p>\n<\/blockquote>\n<p>His argument draws a distinction between income for fee recipients and the expense borne by people making transactions. On networks such as Bitcoin, <a href=\"https:\/\/www.bitcoin.com\/get-started\/blockchain-tech\/infrastructure\/what-are-crypto-network-fees\/\" target=\"_blank\" rel=\"noopener noreferrer\">cryptocurrency network fees<\/a> compensate miners for including transactions. The response shifts attention from the amounts collected to the costs of using those systems.<\/p>\n<h2>XRP Fee Proposal Centers on Burns, Not Validator Income<\/h2>\n<p>The exchange began with an X user arguing that investors and analysts increasingly evaluate base-layer blockchains by fee revenue. These networks process transactions on their own ledgers. The user contended that XRPL\u2019s fraction-of-a-cent charges make it look economically insignificant under that measure, even though inexpensive settlement is central to its purpose.<\/p>\n<p>The user\u2019s counterargument was that XRPL\u2019s <a href=\"https:\/\/xrpl.org\/docs\/concepts\/transactions\/transaction-cost\" target=\"_blank\" rel=\"noopener noreferrer\">transaction fees are permanently destroyed<\/a> rather than distributed to validators, the servers participating in consensus, or agreement on transactions. The user framed that supply reduction as a benefit for every XRP holder. In this view, higher charges would increase the amount burned per transaction rather than generate income for network operators.<\/p>\n<p>A 10-fold or 100-fold increase in the base fee was suggested, with the claim that transactions could still cost well under one cent while burning more tokens. The dollar cost would depend on XRP\u2019s price. XRP Ledger\u2019s <a href=\"https:\/\/xrpl.org\/docs\/concepts\/consensus-protocol\/fee-voting\" target=\"_blank\" rel=\"noopener noreferrer\">fee voting process<\/a> allows trusted validators\u2019 preferences to influence the base charge, with changes subject to consensus.<\/p>\n<p>Such adjustments require collective agreement rather than a unilateral instruction from an executive or company. Schwartz previously described <a href=\"https:\/\/news.bitcoin.com\/david-schwartz-we-built-xrp-ledger-so-even-ripple-cant-control-it\/\">XRP Ledger\u2019s design as limiting Ripple\u2019s control<\/a>. In February, he explained that the architecture deliberately restricted corporate authority. The fee proposal therefore concerns a decision by network participants rather than an increase Ripple could impose alone.<\/p>\n<h2>Larger XRP Burns Weighed Against Lower Transaction Costs<\/h2>\n<p>The X user asked whether larger burns justify higher costs or whether inexpensive payments and tokenization better support adoption. Tokenization means representing assets with blockchain-based tokens. Burning reduces supply without paying holders. Ripple describes <a href=\"https:\/\/ripple.com\/xrp\/\" target=\"_blank\" rel=\"noopener noreferrer\">XRP\u2019s role in payments and liquidity<\/a>, or the ability to trade without substantially moving prices, as practical uses of the asset.<\/p>\n<p>Those applications also extend to assets other than XRP, including stablecoins, tokens designed to track currencies or other reference assets. Schwartz has described <a href=\"https:\/\/news.bitcoin.com\/xrp-utility-moves-beyond-payments-as-xrpl-eyes-tokenized-stocks-funds-loans\/\">XRP Ledger\u2019s expansion beyond payments<\/a>. In June, he discussed enterprise uses and offerings such as tokenized stocks, funds, and loans. Low costs were central to the X user\u2019s question about adoption.<\/p>\n<p>The base charge also differs from expenses arising when a large trade moves market prices. In March, Schwartz discussed <a href=\"https:\/\/news.bitcoin.com\/why-higher-xrp-prices-make-payments-cheaper-ripples-schwartz-clarifies-misconception\/\">how XRP prices relate to payment efficiency<\/a>, arguing that higher prices can make transfers cheaper, other things being equal. The documented minimum standard transaction fee is 10 drops, equivalent to 0.00001 XRP, with higher costs possible under load.<\/p>\n<div class=\"not-prose my-3 lg:my-4\">\n<div class=\"overflow-hidden rounded-lg !bg-[#E8EDFA] p-[9px] hidden md:flex md:flex-row md:gap-3 lg:hidden\"><a aria-hidden=\"true\" tabindex=\"-1\" class=\"relative size-[150px] min-w-[150px] shrink-0 overflow-hidden rounded-[15px]\" href=\"https:\/\/news.bitcoin.com\/xrp-asia-launches-with-ripple-backing-to-accelerate-xrpl-adoption\/\"><\/p>\n<div class=\"absolute left-2 top-2\"><img alt=\"Bitcoin.com News\" loading=\"lazy\" width=\"28\" height=\"28\" decoding=\"async\" data-nimg=\"1\" class=\"size-7\" style=\"color:transparent\" srcset=\"\/_next\/image\/?url=%2Fimages%2Fuploads%2Fbitcoin_news_newlogo.svg&amp;w=32&amp;q=75 1x, \/_next\/image\/?url=%2Fimages%2Fuploads%2Fbitcoin_news_newlogo.svg&amp;w=64&amp;q=75 2x\" src=\"https:\/\/news.bitcoin.com\/_next\/image\/?url=%2Fimages%2Fuploads%2Fbitcoin_news_newlogo.svg&amp;w=64&amp;q=75\"\/><\/div>\n<p><\/a><\/div>\n<div class=\"overflow-hidden rounded-lg !bg-[#E8EDFA] p-[9px] hidden lg:flex lg:flex-row lg:gap-4\"><a aria-hidden=\"true\" tabindex=\"-1\" class=\"relative size-[150px] min-w-[150px] shrink-0 overflow-hidden rounded-[15px]\" href=\"https:\/\/news.bitcoin.com\/xrp-asia-launches-with-ripple-backing-to-accelerate-xrpl-adoption\/\"><img alt=\"XRP Asia Launches With Ripple Backing to Accelerate XRPL Adoption\" loading=\"lazy\" decoding=\"async\" data-nimg=\"fill\" class=\"object-cover\" style=\"position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent\" sizes=\"150px\" srcset=\"\/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fxrp-asia-launch-150x150.jpg&amp;w=32&amp;q=75 32w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fxrp-asia-launch-150x150.jpg&amp;w=48&amp;q=75 48w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fxrp-asia-launch-150x150.jpg&amp;w=64&amp;q=75 64w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fxrp-asia-launch-150x150.jpg&amp;w=128&amp;q=75 128w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fxrp-asia-launch-150x150.jpg&amp;w=256&amp;q=75 256w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fxrp-asia-launch-150x150.jpg&amp;w=384&amp;q=75 384w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fxrp-asia-launch-150x150.jpg&amp;w=640&amp;q=75 640w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fxrp-asia-launch-150x150.jpg&amp;w=828&amp;q=75 828w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fxrp-asia-launch-150x150.jpg&amp;w=1080&amp;q=75 1080w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fxrp-asia-launch-150x150.jpg&amp;w=1200&amp;q=75 1200w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fxrp-asia-launch-150x150.jpg&amp;w=1920&amp;q=75 1920w\" src=\"https:\/\/news.bitcoin.com\/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fxrp-asia-launch-150x150.jpg&amp;w=1920&amp;q=75\"\/><\/p>\n<div class=\"absolute left-2 top-2\"><img alt=\"Bitcoin.com News\" loading=\"lazy\" width=\"28\" height=\"28\" decoding=\"async\" data-nimg=\"1\" class=\"size-7\" style=\"color:transparent\" srcset=\"\/_next\/image\/?url=%2Fimages%2Fuploads%2Fbitcoin_news_newlogo.svg&amp;w=32&amp;q=75 1x, \/_next\/image\/?url=%2Fimages%2Fuploads%2Fbitcoin_news_newlogo.svg&amp;w=64&amp;q=75 2x\" src=\"https:\/\/news.bitcoin.com\/_next\/image\/?url=%2Fimages%2Fuploads%2Fbitcoin_news_newlogo.svg&amp;w=64&amp;q=75\"\/><\/div>\n<p><\/a><\/p>\n<div class=\"flex min-w-0 flex-1 flex-col justify-center gap-2\">\n<p class=\"m-0 line-clamp-2 text-base leading-[1.3] !text-[#67656E]\">XRP Asia has launched with Ripple and the XRP Ledger Foundation backing to expand XRPL adoption across Asia-Pacific. The Singapore-based\u2026<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><a href=\"https:\/\/news.bitcoin.com\/featured\/ripples-schwartz-slams-fee-metric-as-100x-xrp-fee-hike-is-floated\/\">Source link <\/a><br \/>\n<br \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Originally posted on : Bitcoin News ) Key Takeaways Schwartz puts fee-paying users at the center of the blockchain debate. An X user suggested a 10-fold or 100-fold base-fee increase. Standard XRP Ledger transaction fees are destroyed, not paid to validators. Schwartz Questions Whose Interests Higher Fees Serve People paying to use a blockchain face [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":79114,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[32],"tags":[],"_links":{"self":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/79113"}],"collection":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/comments?post=79113"}],"version-history":[{"count":0,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/79113\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media\/79114"}],"wp:attachment":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media?parent=79113"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/categories?post=79113"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/tags?post=79113"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}