{"id":79486,"date":"2026-10-14T01:30:18","date_gmt":"2026-10-14T01:30:18","guid":{"rendered":"https:\/\/crowdfundjunction.com\/blog\/ripples-10m-rlusd-donation-could-help-generate-900m-report\/"},"modified":"2026-10-14T01:30:18","modified_gmt":"2026-10-14T01:30:18","slug":"ripples-10m-rlusd-donation-could-help-generate-900m-report","status":"publish","type":"post","link":"https:\/\/crowdfundjunction.com\/blog\/ripples-10m-rlusd-donation-could-help-generate-900m-report\/","title":{"rendered":"Ripple&#8217;s $10M RLUSD Donation Could Help Generate $900M: Report"},"content":{"rendered":"<p><b>(Originally posted on : Bitcoin News )<\/b><br \/>\n<\/p>\n<div>\n<div class=\"@container mb-[25px] rounded-sm overflow-clip py-0.5 pr-0.5 pl-2.5 bg-success-100\">\n<div class=\"flex flex-col gap-m overflow-clip rounded-[6px] !bg-success-10 p-3 @[420px]:p-m\">\n<h2 class=\"m-0 flex items-center gap-s text-[19px] !text-[#1c1c1c] md:text-[20px]\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"10\" viewbox=\"0 0 16 10\" fill=\"none\" class=\"shrink-0 text-success-100\" aria-hidden=\"true\"><path d=\"M1 1.5h14\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\"\/><path d=\"M1 8.5h10\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\"\/><\/svg><span>Key Takeaways<\/span><\/h2>\n<ul class=\"m-0 flex list-none flex-col gap-m pl-0\">\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">Ripple allocated $10 million of its $15 million gift to lending equity.<\/span><\/li>\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">AOF projects the equity could produce roughly $156 million in small business lending.<\/span><\/li>\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">The capital may attract up to $50 million from impact investors.<\/span><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<h2>Ripple\u2019s $10 Million Lending Equity Gets a $900 Million GDP Projection<\/h2>\n<p>Underserved small businesses could access financing backed by Ripple\u2019s donation of Ripple USD (RLUSD). Jonathan Perri, social impact director at Ripple, highlighted the <a href=\"https:\/\/x.com\/_jonperri\/status\/2109677989138976864\" target=\"_blank\" rel=\"noopener noreferrer\">$900 million GDP projection<\/a> on X on Oct. 12. Accion Opportunity Fund (AOF), a nonprofit small business lender, published the underlying findings on Oct. 8.<\/p>\n<p>The $10 million lending allocation forms part of Ripple\u2019s broader $15 million RLUSD donation to AOF in 2025. <a href=\"https:\/\/aofund.org\/wp-content\/uploads\/2026\/10\/AOF_Ripple_Effect_Report_2026-2.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Its potential decade-long economic effects<\/a> reflect capital that remains available to anchor borrowing over time. Perri wrote that the donation \u201ccould help generate as much as $900 million in new GDP over the next decade.\u201d Gross domestic product (GDP) measures economic value added through production.<\/p>\n<p>Perri\u2019s earlier roughly $250 million output estimate assumed a $50 million loan pool and capital recycling about 2.5 times. It applied approximately $2 in annual economic output per dollar lent; the new model measures cumulative GDP over a decade.<\/p>\n<h2>How $10 Million Could Finance $156 Million in Loans<\/h2>\n<p>Permanent lending equity stays on AOF\u2019s balance sheet, providing a financial foundation for borrowing from impact investors. Applying historical multipliers, ratios derived from AOF\u2019s past funding and lending results, the study estimates Ripple\u2019s $10 million allocation may attract as much as $50 million in new debt capital. Repayments allow that money to finance subsequent borrowers, potentially producing roughly $156 million in cumulative lending over the next decade.<\/p>\n<p>Ripple funded the research, produced with TXP and ideas42, covering nearly 20,000 businesses and $960 million in loans. Researchers used the U.S. Bureau of Economic Analysis\u2019 Regional Input-Output Modeling System, a model that estimates how activity in one industry affects the wider economy. Estimated historical results included $5.46 billion in GDP, more than 60,000 retained jobs, and over 10,000 new jobs.<\/p>\n<p>The remaining $5 million of Ripple\u2019s donation finances education, research, and a storytelling campaign, including its Digital Leap Forward Accelerator. The accelerator helps small business owners adopt digital tools and improve financial knowledge. Ripple\u2019s <a href=\"https:\/\/news.bitcoin.com\/ripple-commits-25m-in-rlusd-to-expand-lending-and-job-access-nationwide\/\">original nonprofit funding commitment<\/a> also included Hire Heroes USA, which assists veterans and military spouses with employment.<\/p>\n<h2>RLUSD Connects Digital Donations With Financial Infrastructure<\/h2>\n<p>The contribution was delivered in RLUSD, a digital token designed to maintain a value tied to the U.S. dollar. Such <a href=\"https:\/\/www.bitcoin.com\/get-started\/altcoins-and-tokens\/stablecoins\/what-are-stablecoins\/\" target=\"_blank\" rel=\"noopener noreferrer\">dollar-pegged stablecoins<\/a> can transfer funds on blockchain networks, while AOF\u2019s projected GDP comes from borrowing, repeated lending, and business activity. The $900 million estimate applies historical multipliers to the gift; actual future results will vary.<\/p>\n<p>Ripple has also used RLUSD to finance education through nonprofit organizations distributing classroom resources across the United States. Its <a href=\"https:\/\/news.bitcoin.com\/ripples-rlusd-grant-results-show-how-25m-reached-us-classrooms\/\">$25 million education commitment<\/a> supported DonorsChoose and Teach For America, with most funding delivered in RLUSD. First-year results included 48,108 classroom projects funded through DonorsChoose across all 50 states.<\/p>\n<p>Institutional services are expanding alongside those donations, with Standard Chartered launching <a href=\"https:\/\/news.bitcoin.com\/featured\/ripples-rlusd-gains-standard-chartered-custody-on-the-xrp-ledger\/\">RLUSD custody on the XRP Ledger<\/a> on Oct. 12 through its branch in the Dubai International Financial Centre, a financial services hub in Dubai.<\/p>\n<p>A separate planned collaboration with Ripple and LMAX Group, an operator of institutional trading venues, would allow eligible tokens to serve as trading collateral while remaining in bank custody. Collateral consists of assets pledged to secure trading obligations.<\/p>\n<p>AOF plans a public discussion with its research partners and Ripple on Oct. 30 at 1 p.m. EDT.<\/p>\n<div class=\"not-prose my-3 lg:my-4\">\n<div class=\"overflow-hidden rounded-lg !bg-[#E8EDFA] p-[9px] hidden md:flex md:flex-row md:gap-3 lg:hidden\"><a aria-hidden=\"true\" tabindex=\"-1\" class=\"relative size-[150px] min-w-[150px] shrink-0 overflow-hidden rounded-[15px]\" href=\"https:\/\/news.bitcoin.com\/ripple-ceo-owns-a-lot-of-xrp-why-hes-incredibly-bullish-on-crypto\/\"><\/p>\n<div class=\"absolute left-2 top-2\"><img alt=\"Bitcoin.com News\" loading=\"lazy\" width=\"28\" height=\"28\" decoding=\"async\" data-nimg=\"1\" class=\"size-7\" style=\"color:transparent\" srcset=\"\/_next\/image\/?url=%2Fimages%2Fuploads%2Fbitcoin_news_newlogo.svg&amp;w=32&amp;q=75 1x, \/_next\/image\/?url=%2Fimages%2Fuploads%2Fbitcoin_news_newlogo.svg&amp;w=64&amp;q=75 2x\" src=\"https:\/\/news.bitcoin.com\/_next\/image\/?url=%2Fimages%2Fuploads%2Fbitcoin_news_newlogo.svg&amp;w=64&amp;q=75\"\/><\/div>\n<p><\/a><\/div>\n<div class=\"overflow-hidden rounded-lg !bg-[#E8EDFA] p-[9px] hidden lg:flex lg:flex-row lg:gap-4\"><a aria-hidden=\"true\" tabindex=\"-1\" class=\"relative size-[150px] min-w-[150px] shrink-0 overflow-hidden rounded-[15px]\" href=\"https:\/\/news.bitcoin.com\/ripple-ceo-owns-a-lot-of-xrp-why-hes-incredibly-bullish-on-crypto\/\"><img alt=\"Ripple CEO Owns \u2018a Lot of XRP\u2019: Why He\u2019s \u2018Incredibly Bullish\u2019 on Crypto\" loading=\"lazy\" decoding=\"async\" data-nimg=\"fill\" class=\"object-cover\" style=\"position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent\" sizes=\"150px\" srcset=\"\/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fripple-ceo-brad-garlinghouse-xrp-150x150.jpg&amp;w=32&amp;q=75 32w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fripple-ceo-brad-garlinghouse-xrp-150x150.jpg&amp;w=48&amp;q=75 48w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fripple-ceo-brad-garlinghouse-xrp-150x150.jpg&amp;w=64&amp;q=75 64w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fripple-ceo-brad-garlinghouse-xrp-150x150.jpg&amp;w=128&amp;q=75 128w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fripple-ceo-brad-garlinghouse-xrp-150x150.jpg&amp;w=256&amp;q=75 256w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fripple-ceo-brad-garlinghouse-xrp-150x150.jpg&amp;w=384&amp;q=75 384w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fripple-ceo-brad-garlinghouse-xrp-150x150.jpg&amp;w=640&amp;q=75 640w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fripple-ceo-brad-garlinghouse-xrp-150x150.jpg&amp;w=828&amp;q=75 828w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fripple-ceo-brad-garlinghouse-xrp-150x150.jpg&amp;w=1080&amp;q=75 1080w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fripple-ceo-brad-garlinghouse-xrp-150x150.jpg&amp;w=1200&amp;q=75 1200w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fripple-ceo-brad-garlinghouse-xrp-150x150.jpg&amp;w=1920&amp;q=75 1920w\" src=\"https:\/\/news.bitcoin.com\/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fripple-ceo-brad-garlinghouse-xrp-150x150.jpg&amp;w=1920&amp;q=75\"\/><\/p>\n<div class=\"absolute left-2 top-2\"><img alt=\"Bitcoin.com News\" loading=\"lazy\" width=\"28\" height=\"28\" decoding=\"async\" data-nimg=\"1\" class=\"size-7\" style=\"color:transparent\" srcset=\"\/_next\/image\/?url=%2Fimages%2Fuploads%2Fbitcoin_news_newlogo.svg&amp;w=32&amp;q=75 1x, \/_next\/image\/?url=%2Fimages%2Fuploads%2Fbitcoin_news_newlogo.svg&amp;w=64&amp;q=75 2x\" src=\"https:\/\/news.bitcoin.com\/_next\/image\/?url=%2Fimages%2Fuploads%2Fbitcoin_news_newlogo.svg&amp;w=64&amp;q=75\"\/><\/div>\n<p><\/a><\/p>\n<div class=\"flex min-w-0 flex-1 flex-col justify-center gap-2\">\n<p class=\"m-0 line-clamp-2 text-base leading-[1.3] !text-[#67656E]\">Ripple CEO Brad Garlinghouse&#8217;s XRP conviction combines a personal investment with a business strategy centered on financial applications. His continued\u2026<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><a href=\"https:\/\/news.bitcoin.com\/featured\/ripples-10m-rlusd-donation-could-help-generate-900m-report\/\">Source link <\/a><br \/>\n<br \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Originally posted on : Bitcoin News ) Key Takeaways Ripple allocated $10 million of its $15 million gift to lending equity. AOF projects the equity could produce roughly $156 million in small business lending. The capital may attract up to $50 million from impact investors. Ripple\u2019s $10 Million Lending Equity Gets a $900 Million GDP [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":79487,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[32],"tags":[],"_links":{"self":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/79486"}],"collection":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/comments?post=79486"}],"version-history":[{"count":0,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/79486\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media\/79487"}],"wp:attachment":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media?parent=79486"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/categories?post=79486"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/tags?post=79486"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}