{"id":79560,"date":"2026-10-15T18:36:00","date_gmt":"2026-10-15T18:36:00","guid":{"rendered":"https:\/\/crowdfundjunction.com\/blog\/cross-river-bank-brings-ripples-rlusd-into-traditional-banking\/"},"modified":"2026-10-15T18:36:00","modified_gmt":"2026-10-15T18:36:00","slug":"cross-river-bank-brings-ripples-rlusd-into-traditional-banking","status":"publish","type":"post","link":"https:\/\/crowdfundjunction.com\/blog\/cross-river-bank-brings-ripples-rlusd-into-traditional-banking\/","title":{"rendered":"Cross River Bank Brings Ripple&#8217;s RLUSD Into Traditional Banking"},"content":{"rendered":"<p><b>(Originally posted on : Bitcoin News )<\/b><br \/>\n<\/p>\n<div>\n<div class=\"@container mb-[25px] rounded-sm overflow-clip py-0.5 pr-0.5 pl-2.5 bg-success-100\">\n<div class=\"flex flex-col gap-m overflow-clip rounded-[6px] !bg-success-10 p-3 @[420px]:p-m\">\n<h2 class=\"m-0 flex items-center gap-s text-[19px] !text-[#1c1c1c] md:text-[20px]\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"10\" viewbox=\"0 0 16 10\" fill=\"none\" class=\"shrink-0 text-success-100\" aria-hidden=\"true\"><path d=\"M1 1.5h14\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\"\/><path d=\"M1 8.5h10\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\"\/><\/svg><span>Key Takeaways<\/span><\/h2>\n<ul class=\"m-0 flex list-none flex-col gap-m pl-0\">\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">Cross River Bank is bringing Ripple\u2019s RLUSD stablecoin and XRP Ledger directly into its banking system, giving businesses a simpler way to move money without managing blockchain technology.<\/span><\/li>\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">Through a single connection, fintech companies can handle traditional bank transfers, ACH payments, wire transfers, and RLUSD transactions, with around-the-clock access to international payments.<\/span><\/li>\n<li class=\"m-0 flex items-start gap-s !text-[#434248]\"><span class=\"mt-2 size-2 shrink-0 rounded-full bg-success-100\" aria-hidden=\"true\"\/><span class=\"text-body\">The partnership brings blockchain payments closer to everyday banking, although Cross River says the new RLUSD services are currently available in only a limited number of U.S. states.<\/span><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<p>The bank is adding <a href=\"https:\/\/news.bitcoin.com\/featured\/ripples-10m-rlusd-donation-could-help-generate-900m-report\/\">the stablecoin RLUSD<\/a> directly to its existing banking system, allowing financial technology companies, known as fintechs, to move money through traditional banking networks or the XRP Ledger using a single connection.<\/p>\n<h2>Bridging Traditional Banking and Blockchain Payments<\/h2>\n<p><a href=\"https:\/\/news.bitcoin.com\/circle-partners-with-cross-river-bank-handful-of-us-crypto-friendly-banks-remain-okcoin-suspends-usd-deposits\/\">Cross River Bank<\/a> has become an important link between cryptocurrency companies and the traditional finance (TradFi) system. While many conventional banks have been reluctant to work with crypto businesses because of regulatory uncertainty and compliance concerns, Cross River developed technology that allows digital asset firms to access established banking services.<\/p>\n<p>For instance, through its Banking-as-a-Service (BaaS) model, <a href=\"https:\/\/news.bitcoin.com\/security\/coinbase-maps-bitcoins-quantum-risks-safeguarding-btc\/\">companies such as Coinbase<\/a> and Circle have been able to connect with payment networks that handle deposits, withdrawals, and money transfers. Adam Goller, Cross River\u2019s head of fintech banking, said the partnership will allow customers to move between U.S. dollars and RLUSD, make international payments, and manage funds 24 hours a day.<\/p>\n<p>\u201cBusinesses shouldn\u2019t have to rely on several different providers to move money across the globe. Our partnership with Ripple eliminates that complexity and makes payments simpler,\u201d remarked Goller, in a statement.<\/p>\n<p>Instead of working with several payment providers, companies can access bank transfers, automated clearing house (ACH) payments, wire transfers, and RLUSD transactions through one system.<\/p>\n<h2>Limited State Availability as Ripple Expands Its Banking Reach<\/h2>\n<p>There is one important limitation. Cross River says these services are currently available only in a limited number of U.S. states. Still, the partnership puts Ripple\u2019s RLUSD directly inside a regulated U.S. bank\u2019s existing technology. Businesses using Cross River can access <a href=\"https:\/\/www.bitcoin.com\/get-started\/blockchain-tech\/infrastructure\/what-is-a-blockchain\/\" target=\"_blank\" rel=\"noopener noreferrer\">blockchain payments<\/a> alongside TradFi services without needing to operate their own blockchain systems.<\/p>\n<p>\u201cCross River is at the forefront of putting that into practice by bringing RLUSD and the XRP Ledger\u2019s fast, low-cost settlement into its regulated banking platform,\u201d explained Markus Infanger, senior vice president of RippleX at Ripple, in a statement.<\/p>\n<div class=\"not-prose my-3 lg:my-4\">\n<div class=\"overflow-hidden rounded-lg !bg-[#E8EDFA] p-[9px] hidden md:flex md:flex-row md:gap-3 lg:hidden\"><a aria-hidden=\"true\" tabindex=\"-1\" class=\"relative size-[150px] min-w-[150px] shrink-0 overflow-hidden rounded-[15px]\" href=\"https:\/\/news.bitcoin.com\/charles-schwab-ceo-sees-crypto-new-revenue-engine\/\"><\/p>\n<div class=\"absolute left-2 top-2\"><img alt=\"Bitcoin.com News\" loading=\"lazy\" width=\"28\" height=\"28\" decoding=\"async\" data-nimg=\"1\" class=\"size-7\" style=\"color:transparent\" srcset=\"\/_next\/image\/?url=%2Fimages%2Fuploads%2Fbitcoin_news_newlogo.svg&amp;w=32&amp;q=75 1x, \/_next\/image\/?url=%2Fimages%2Fuploads%2Fbitcoin_news_newlogo.svg&amp;w=64&amp;q=75 2x\" src=\"https:\/\/news.bitcoin.com\/_next\/image\/?url=%2Fimages%2Fuploads%2Fbitcoin_news_newlogo.svg&amp;w=64&amp;q=75\"\/><\/div>\n<p><\/a><\/div>\n<div class=\"overflow-hidden rounded-lg !bg-[#E8EDFA] p-[9px] hidden lg:flex lg:flex-row lg:gap-4\"><a aria-hidden=\"true\" tabindex=\"-1\" class=\"relative size-[150px] min-w-[150px] shrink-0 overflow-hidden rounded-[15px]\" href=\"https:\/\/news.bitcoin.com\/charles-schwab-ceo-sees-crypto-new-revenue-engine\/\"><img alt=\"Charles Schwab CEO Sees Crypto as a New Revenue Engine\" loading=\"lazy\" decoding=\"async\" data-nimg=\"fill\" class=\"object-cover\" style=\"position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent\" sizes=\"150px\" srcset=\"\/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fcharles-schwab-ceo-sees-crypto-as-a-new-revenue-engine-150x150.png&amp;w=32&amp;q=75 32w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fcharles-schwab-ceo-sees-crypto-as-a-new-revenue-engine-150x150.png&amp;w=48&amp;q=75 48w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fcharles-schwab-ceo-sees-crypto-as-a-new-revenue-engine-150x150.png&amp;w=64&amp;q=75 64w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fcharles-schwab-ceo-sees-crypto-as-a-new-revenue-engine-150x150.png&amp;w=128&amp;q=75 128w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fcharles-schwab-ceo-sees-crypto-as-a-new-revenue-engine-150x150.png&amp;w=256&amp;q=75 256w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fcharles-schwab-ceo-sees-crypto-as-a-new-revenue-engine-150x150.png&amp;w=384&amp;q=75 384w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fcharles-schwab-ceo-sees-crypto-as-a-new-revenue-engine-150x150.png&amp;w=640&amp;q=75 640w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fcharles-schwab-ceo-sees-crypto-as-a-new-revenue-engine-150x150.png&amp;w=828&amp;q=75 828w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fcharles-schwab-ceo-sees-crypto-as-a-new-revenue-engine-150x150.png&amp;w=1080&amp;q=75 1080w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fcharles-schwab-ceo-sees-crypto-as-a-new-revenue-engine-150x150.png&amp;w=1200&amp;q=75 1200w, \/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fcharles-schwab-ceo-sees-crypto-as-a-new-revenue-engine-150x150.png&amp;w=1920&amp;q=75 1920w\" src=\"https:\/\/news.bitcoin.com\/_next\/image\/?url=https%3A%2F%2Fstatic.news.bitcoin.com%2Fwp-content%2Fuploads%2F2026%2F10%2Fcharles-schwab-ceo-sees-crypto-as-a-new-revenue-engine-150x150.png&amp;w=1920&amp;q=75\"\/><\/p>\n<div class=\"absolute left-2 top-2\"><img alt=\"Bitcoin.com News\" loading=\"lazy\" width=\"28\" height=\"28\" decoding=\"async\" data-nimg=\"1\" class=\"size-7\" style=\"color:transparent\" srcset=\"\/_next\/image\/?url=%2Fimages%2Fuploads%2Fbitcoin_news_newlogo.svg&amp;w=32&amp;q=75 1x, \/_next\/image\/?url=%2Fimages%2Fuploads%2Fbitcoin_news_newlogo.svg&amp;w=64&amp;q=75 2x\" src=\"https:\/\/news.bitcoin.com\/_next\/image\/?url=%2Fimages%2Fuploads%2Fbitcoin_news_newlogo.svg&amp;w=64&amp;q=75\"\/><\/div>\n<p><\/a><\/p>\n<div class=\"flex min-w-0 flex-1 flex-col justify-center gap-2\">\n<p class=\"m-0 line-clamp-2 text-base leading-[1.3] !text-[#67656E]\">Charles Schwab has completed its retail rollout of direct bitcoin and ether trading, bringing cryptocurrency access to eligible investors across\u2026<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><a href=\"https:\/\/news.bitcoin.com\/finance\/cross-river-bank-brings-ripple-rlusd-traditional-banking\/\">Source link <\/a><br \/>\n<br \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Originally posted on : Bitcoin News ) Key Takeaways Cross River Bank is bringing Ripple\u2019s RLUSD stablecoin and XRP Ledger directly into its banking system, giving businesses a simpler way to move money without managing blockchain technology. Through a single connection, fintech companies can handle traditional bank transfers, ACH payments, wire transfers, and RLUSD transactions, [&hellip;]<\/p>\n","protected":false},"author":19,"featured_media":79561,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[32],"tags":[],"_links":{"self":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/79560"}],"collection":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/comments?post=79560"}],"version-history":[{"count":0,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/posts\/79560\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media\/79561"}],"wp:attachment":[{"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/media?parent=79560"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/categories?post=79560"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/crowdfundjunction.com\/blog\/wp-json\/wp\/v2\/tags?post=79560"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}